Disputing Settled claim amount

Disputing Settled claim amount

Author
Discussion

justamumof3

Original Poster:

29 posts

32 months

Sunday 6th March 2022
quotequote all
The initial message was deleted from this topic on 24 April 2024 at 08:45

ResQ1

96 posts

55 months

Monday 7th March 2022
quotequote all
It's an urban Myth that insurance companies just pay out any amount if they are going to make a recovery from someone.

All claimants have a common law duty to mitigate their loss (act as if they were not insured and are paying for any loss from their own pocket), as well as providing evidence to support the loss.

The sheet with amounts sounds like it's from the insurance companies damage estimating system used by the engineers to check the damage total.

What makes you think the third party has exaggerated the extent of their damage and what evidence do you have of this ?

Having a £3000 all sections excess on a policy seems unusual. Is your policy a motor trade or company fleet policy as opposed to a private car policy.

paintman

7,765 posts

197 months

Monday 7th March 2022
quotequote all
If it's the price of parts you'll probably find that the prices are genuine manufacturer parts at MRRP (manufacturer's recommended retail price)

They don't shop around for 'aftermarket' or used parts & the genuine can be eyewatering.