Is my car a write off?

[Evski_M]

The initial message was deleted from this topic on 30 March 2016 at 13:11

[Aphex]

I think you're in the wrong section mate

[lostkiwi]

I spot at least one airbag deployed so it is very likely to be a write off. I seem to recall the rule of thumb is 60% of the value as being the cut off for a write off.

[myvision]

You hit two houses?
How did you manage that?

[snoopy25]

myvision said:

You hit two houses?
How did you manage that?

I wondered the same thing lol

[Jonno02]

60% of the market value is normally a good rule of thumb. Although my car was rear ended last year and the repairs cost 92% of market value. I think the insurances appraiser probably got his collar felt for that one as his initial estimate doubled by the time all damage was rectified.

[parabolica]

That looks fairly extensive front-end damage; I'd prepare for the worst.

[sunbeam alpine]

Looks pretty serious, although some more detailed pics of the damage might help. As someone has already posted, the fact that the airbags have fired, suggests that it was a reasonably hard impact.

You also need to consider whether you would be happy with a repaired car. I had a car repaired after a fairly heavy frontal impact (not my fault, and the other party's insurance paid). In fairness the quality of the repair was excellent - the car looked like new and drove fine - but I never felt the same about the car and sold it shortly afterwards.

Edited by sunbeam alpine on Wednesday 30th March 12:39

[mightymouse]

snoopy25 said:

I wondered the same thing lol

Perhaps they jumped out in front of him ........sorry






I'll

[KTF]

snoopy25 said:

myvision said:

You hit two houses?
How did you manage that?

I wondered the same thing lol

Maybe it was a terrace and he hit it on the join

Either way, the back story is needed.

[Gary29]

Looks well fked to me.

[SteBrown91]

Also no way is a 14 plate scirocco worth 20k - write off as I'd say it has a book value of 16k-17k at best

[HustleRussell]

Evski_M said:

Is my car a write off?

Yes.

Evski_M said:

I stupidly drove it into the front of 2 houses

[sinbaddio]

How were the houses?

[KTF]

Evski_M said:

had a bald tire and took a corner too fast in a spur of stupidity

The insurance will like that if they check the tread depth. Saving the cost of the tyre worked out well for you.

[VonSenger]

Evski_M said:

had a bald tire and took a corner too fast in a spur of stupidity

Id get that tyre changed quick time or you wont be getting f*ck all repaired, never mind a pay out.

[Byker28i]

SteBrown91 said:

Also no way is a 14 plate scirocco worth 20k - write off as I'd say it has a book value of 16k-17k at best

In which case first offer from the insurance company would be what, around 14K? They always lowball the first offer, in which case it'll probably be a write off.

[lesstatt]

Evski_M said:

had a bald tire and took a corner too fast in a spur of stupidity

I would look at getting the "tyre" changed very quickly for a part worn, unless it's in a compound or they will look at that as a get out clause. The car isn't roadworthy being the main one

[HustleRussell]

sinbaddio said:

How were the houses?

Only marginally more stupid than the OP

[Buff Mchugelarge]

Once the body shops have added the 'it's an insurance job, no body ever checks the actual cost' tax on, that'll be a good £16k of damage.