Promoted: Free 30-day GAP policy for PHers with ALA
Discussion
Hi T0M
Thank you for getting in touch.
The short answer to that is yes we would always look at the cost of the updated/replacement/superceding model if the original is no longer made or available and cover any increase in costs usually associated with such an update, up to the maximum claim limit shown on the policy.
I hope this helps but if you have any other queries please let me know.
Thanks,
Katie
Thank you for getting in touch.
The short answer to that is yes we would always look at the cost of the updated/replacement/superceding model if the original is no longer made or available and cover any increase in costs usually associated with such an update, up to the maximum claim limit shown on the policy.
I hope this helps but if you have any other queries please let me know.
Thanks,
Katie
Hi Blun,
Many thanks for getting in touch.
I can confirm that in your situation having acquired the vehicle at such a reasonable price that the Vehicle Replacement Policy would indeed be the better choice.
The Vehicle Replacement policy will cover the difference from your comp. insurance settlement, back up to the replacement cost of another vehicle matching the original car even if it has gone up in price.
I hope this makes sense but if you need any more help or advice please get back in touch or just give us a call.
Many thanks,
Jason
P.s Dont forget to use the "Piston12" discount code if you buy online!!
Many thanks for getting in touch.
I can confirm that in your situation having acquired the vehicle at such a reasonable price that the Vehicle Replacement Policy would indeed be the better choice.
The Vehicle Replacement policy will cover the difference from your comp. insurance settlement, back up to the replacement cost of another vehicle matching the original car even if it has gone up in price.
I hope this makes sense but if you need any more help or advice please get back in touch or just give us a call.
Many thanks,
Jason
P.s Dont forget to use the "Piston12" discount code if you buy online!!
Hi Scfcweller
I'm sorry to hear about the situation with your insurance. Is this relating to your car insurance, or a GAP insurance policy with us?
If it is a GAP insurance policy please could you send me some further details by email to katie@ala.co.uk and I'll be happy to look into this for you.
Thanks,
Katie
I'm sorry to hear about the situation with your insurance. Is this relating to your car insurance, or a GAP insurance policy with us?
If it is a GAP insurance policy please could you send me some further details by email to katie@ala.co.uk and I'll be happy to look into this for you.
Thanks,
Katie
Hi nomank
Thanks for getting in touch
It is just whichever is easiest for you - we're more than happy to run through the details with you over the phone or you can complete a quote online.
If you would like to give us a call the number is 01653 916280 and we can run through a quote and any queries you might have.
Thanks,
Katie
Thanks for getting in touch
It is just whichever is easiest for you - we're more than happy to run through the details with you over the phone or you can complete a quote online.
If you would like to give us a call the number is 01653 916280 and we can run through a quote and any queries you might have.
Thanks,
Katie
Hi Zippee,
Thanks for getting in touch.
It does sound like a very good deal! If you do purchase the Vehicle Replacement + policy we would be paying the difference between your insurer's settlement and the replacement cost of another pre-registered car of the same make, model and specification (no older than the original at the time of purchase and with no more miles).
In your example, it would be your insurer that would cover the cost of the two-year old car- we're then covering the shortfall so that you are back in the position you were in when you first bought the car so that you are able to purchase an equivalent car which is around 6 months old.
I hope this helps but if you have any other questions please let me know.
Thanks,
Katie
Thanks for getting in touch.
It does sound like a very good deal! If you do purchase the Vehicle Replacement + policy we would be paying the difference between your insurer's settlement and the replacement cost of another pre-registered car of the same make, model and specification (no older than the original at the time of purchase and with no more miles).
In your example, it would be your insurer that would cover the cost of the two-year old car- we're then covering the shortfall so that you are back in the position you were in when you first bought the car so that you are able to purchase an equivalent car which is around 6 months old.
I hope this helps but if you have any other questions please let me know.
Thanks,
Katie
Hi Zippee,
Sorry, if you negotiated discount with the dealer to get to the price of £33,500 then you would put in the price the car was being advertised at. If the full cost of the car (as advertised) was the £33,500 then it would be better to use that price and you can increase the level of cover if you wish.
And don't forget your PISTON12 discount
Thanks,
Katie
Sorry, if you negotiated discount with the dealer to get to the price of £33,500 then you would put in the price the car was being advertised at. If the full cost of the car (as advertised) was the £33,500 then it would be better to use that price and you can increase the level of cover if you wish.
And don't forget your PISTON12 discount
Thanks,
Katie
Hi SlimPollack
Thanks for getting in touch.
We can only provide terms of cover which equate to full years, and we don't have the ability to put in a specific term.
However, if you do change your car before the policy ends any pro rata, unused premium can be credited against your next policy.
Please let me know if you have any other questions.
Thanks,
Katie
Thanks for getting in touch.
We can only provide terms of cover which equate to full years, and we don't have the ability to put in a specific term.
However, if you do change your car before the policy ends any pro rata, unused premium can be credited against your next policy.
Please let me know if you have any other questions.
Thanks,
Katie
Hi r14jrj
Thanks for getting in touch
That's it in a nutshell - if you pay £40,000 for your car and take a Back to Invoice+ policy from us, if your car is then declared a write off and your insurers pay you £25,000 (for example) we would pay you another £15,000. This means you then have your original £40,000 back.
Alternatively we also offer a Vehicle Replacement+ policy. This means that, in the same scenario, instead of paying up to the £40,000 invoice price we would pay up to the replacement cost of a brand new car of the same make, model and specification as the original, even if it costs more than you originally paid.
Hope this helps but if you have any other questions please let me know
Thanks,
Katie
Thanks for getting in touch
That's it in a nutshell - if you pay £40,000 for your car and take a Back to Invoice+ policy from us, if your car is then declared a write off and your insurers pay you £25,000 (for example) we would pay you another £15,000. This means you then have your original £40,000 back.
Alternatively we also offer a Vehicle Replacement+ policy. This means that, in the same scenario, instead of paying up to the £40,000 invoice price we would pay up to the replacement cost of a brand new car of the same make, model and specification as the original, even if it costs more than you originally paid.
Hope this helps but if you have any other questions please let me know
Thanks,
Katie
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