Has your insurance gone up?

[Dr_Rick]

My wife has an L494 generation Range Rover Sport.....nuff said.

Last policy was already expensive at £700ish, this time hit the £1k mark for 5k miles, off road / garage parking.

Strangely enough, when she went to put her personalised plate on the car, the insurance dropped by 10%.

[CLX]

Dannbodge said:

Just had my renewal through.

It's gone down by £42 from £313 to £271

Probably won't even bother shopping around for that.

Same. £335 down to £265. (2006 XK 4.2)

[LuS1fer]

Brentacre tell me that Markerstudy are no longer doing renewals.

So my modified Mustang was £250 last year for 3000 miles (though it does far less) and they now want £450.

Time to shop around.

[roltyid]

Renewal from Admiral was £696 up from £566 - Mk 7.5 Golf R Estate, parked on drive, 6000 miles a year. Only 2 years no claims.

Cancelled and took a policy with Quote me Happy for £513 which included a couple of add-ons from the initial quote of £475, With the £45 cashback from Quidco I've got a better level of cover for effectively £200 less than my renewal, and £90 cheaper than last year.

[21st Century Man]

LuS1fer said:

Brentacre tell me that Markerstudy are no longer doing renewals.

Feck!

I'm with Markerstudy through AF, so I'll expect the worst come August, unless they find elsewhere to place it.

[kiethton]

The renewal on our X5 is due next month, ran a quote and was coming in at about the same as last year - £2k (34, CR0 postcode, 10yrs NCB, no points, my wife a non-fault 18m ago)....but...

Had a message saying that the car has been involved in an accident and they've held my NCB and raised a claim against me! After contacting them they have no information beyond a numberplate and date - no time, no location etc.

The car barely moved that day (have saved the ring footage showing it on the drive). I've not hit anything and the car doesnt have a mark on it - I've sent a video walk around showing the same. The quote with this disclosed is nudging £5k! Totally unaffordable. The insurers say that they will not remove it and that it could take a year to sort out!

I've asked for their complaints procedure but they've not replied - how do I get this gone, pronto?

[M_A]

If you can find the name and email of the Customer Service Director / Head of Customer Service and explain the situation, I would assume that you would get a prompt response (especially if it's a large or listed company).

[Mr Tidy]

Dog Star said:

If you look in my PH garage - the VED on that lot is significantly more than the total insurance. The SL and SLK come to more than £1100 on their own.

You're not alone! VED on my 330i and Z4M is also over £1,100 - almost makes insurance look cheap!

When I bought my 1967 MK2 Cortina in 1976 VED was £40 and TPF&T insurance was £116, but I was only 17with no NCD.

[fido]

LuS1fer said:

Brentacre tell me that Markerstudy are no longer doing renewals.

So my modified Mustang was £250 last year for 3000 miles (though it does far less) and they now want £450.

Time to shop around.

They wouldn't even insure my car as I am in a London postcode. A car that cost under £400 to insure last year.

[Pablo16v]

I posted last month that my 2010 2.0tdi Audi A6 insurance had dropped a little on renewal, but I just amended the policy this week as I’m trading it on Friday, for a 2012 535i Touring, and the change cost me £74. £25 admin charge, so £49 more to cover the next 11 months in a car that’s in a higher insurance bracket and is worth a few £K more in value, which seems ok.

[alscar]

kiethton said:

The renewal on our X5 is due next month, ran a quote and was coming in at about the same as last year - £2k (34, CR0 postcode, 10yrs NCB, no points, my wife a non-fault 18m ago)....but...

Had a message saying that the car has been involved in an accident and they've held my NCB and raised a claim against me! After contacting them they have no information beyond a numberplate and date - no time, no location etc.

The car barely moved that day (have saved the ring footage showing it on the drive). I've not hit anything and the car doesnt have a mark on it - I've sent a video walk around showing the same. The quote with this disclosed is nudging £5k! Totally unaffordable. The insurers say that they will not remove it and that it could take a year to sort out!

I've asked for their complaints procedure but they've not replied - how do I get this gone, pronto?

Obviously the Insurer thinks you have an outstanding loss but with what you have written you firstly need to try and ensure that your car hasn't been cloned or they just have the incorrect reg logged against you.
You need to pick up the phone and speak with customer services now.
Failing that helping then email customer complaints.
Failing that working email the CEO including a copy of your complaints email.

[Smint]

kiethton said:

The renewal on our X5 is due next month, ran a quote and was coming in at about the same as last year - £2k (34, CR0 postcode, 10yrs NCB, no points, my wife a non-fault 18m ago)....but...

Had a message saying that the car has been involved in an accident and they've held my NCB and raised a claim against me! After contacting them they have no information beyond a numberplate and date - no time, no location etc.

The car barely moved that day (have saved the ring footage showing it on the drive). I've not hit anything and the car doesnt have a mark on it - I've sent a video walk around showing the same. The quote with this disclosed is nudging £5k! Totally unaffordable. The insurers say that they will not remove it and that it could take a year to sort out!

I've asked for their complaints procedure but they've not replied - how do I get this gone, pronto?

These things can get awkward.
Police contacted my employer regarding me apparently damaging someone's gateway in my truck and driving off, the evidence left at the scene being part of a tail lift plus CCTV of the rigid standard delivery truck, officer wouldn't have it that an 11 car transporter that bends in the middle and is 3 times the length doesn't have a tail lif (every vehicle of the 350 strong fleet was a car transporter) apart from which the housing estate in question my truck couldn't possibly access without taking half the parked cars and street furniture out.

I tried to contact this officer in vain (probably just as well given his attitude to my office) but managed to speak to someone sensible at the relevant police station, who pulled the file and immediately noticed that not only was the reg number different but it was blindingly obvious the differences between the vehicles, she sorted it out.

Had similar from another Stevie Wonder, a PCN where the picture was of a different car entirely with a different reg number at a supermarket 75 miles away i didn't know existed.

You need to speak to someone other than a script reading call centre android.

[bsp23]

I've been with 1st Central for a couple of years. Next year's renewal came out at £927. It was £526 last year. No changes in my circumstances. Surprisingly, I have managed to secure a cheaper price than last year with another company... £444.

[Hoofy]

My TT went down by £2 but my Porsche just went up by £70. Dunno why.

[oceanview]

I think its the same as its always been- many will be outraged that their premium has nearly doubled but, then a few smugs (or liars) will say they insured their group 50 car for tuppence and they don't understand how everyone else is paying so much!!

[MikeM6]

I'm moving on from the M6 at the weekend, and trying to insure the replacement was a slight issue. I'm buying an XKR and neither AXA nor DirectLine will cover it (apparently it's the car, not me). They were my go to insurers for the past 5 or 6 years, so had to shop around for the first time in a while.

However, Admiral Gold was only about £540 for the year with 18k miles (and business use etc) which given the costs oft quoted on here for insurance, seemed reasonable.

[EmilA]

Added my sister to an existing policy as her current car throws tantrums often. It cost £0.92 to add her on as a named driver for the next 8 months. I expected it to be much more tbh.

Edited by EmilA on Tuesday 25th June 09:22

[ooid]

Just got a renewal quote (Admiral). My multi car of nearly shed mobiles (Lexus and Merc) have only gone up £100 in total (big relief!)

Had an electric car order through work but but planning to cancel it now definitely, one more year of cheap motoring is quite tempting! Mostly station drive and weekend quick trips anyway.

[TommoAE86]

21st Century Man said:

Feck!

I'm with Markerstudy through AF, so I'll expect the worst come August, unless they find elsewhere to place it.

Yup, mine was £600 last year on the Crown and the best I could do with Howdens was £1,000 through someone called Premier iirc, went to Keith Michael's but still paying £800 despite only adding another year's no claims.

[grudas]

TommoAE86 said:

Yup, mine was £600 last year on the Crown and the best I could do with Howdens was £1,000 through someone called Premier iirc, went to Keith Michael's but still paying £800 despite only adding another year's no claims.

graham sykes was the cheapest for us on our grs204 this year.

it's owned by my other half, she paid £1K last year and renewal was the same, after shopping around £1k was still the cheapest but we got a quote from graham sykes and got it down to £600 which for her is brilliant - she's only ever had low power cars so a 3.5 v6 with 300bhp + is always a bit iffy but she's slowly building up her "record"