Motorhome insurance and breakdown cover

[oblio]

Hi folks

Could anyone advise on who they insure their P&J with and perhaps some indication of their competitiveness and service?

Can you insure on the basis that you keep the MH away from your home premises? Also do you need to declare mods like with car insurance?

Whilst on, what about Euro breakdown cover? I always go with the AA 5 Star for cars but is it different with MH's? Are there specialists who cover them?

Again any insight on this would be greatly appreciated

ta

[berlintaxi]

They are all pretty much of a muchness,

http://www.gocompare.com/motorhome-insurance/

Any of them will be fine with the motorhome stored away from a home address, but may add to the premium depending on the postcode of where you store it, try and get a COSSOA storage site if possible,

http://www.cassoa.co.uk/

[BigBob]

oblio said:

Hi folks

Could anyone advise on who they insure their P&J with and perhaps some indication of their competitiveness and service?

Can you insure on the basis that you keep the MH away from your home premises? Also do you need to declare mods like with car insurance?

Whilst on, what about Euro breakdown cover? I always go with the AA 5 Star for cars but is it different with MH's? Are there specialists who cover them?

Again any insight on this would be greatly appreciated

ta

Try Europassist for breakdown/recovery insurance. I pay £85.00 pear year for full european cover and can throughly recommend them on the service I've received twice while running into problems in Europe.

BB

[oblio]

Cheers

A friend who runs a MH is with Comfort Insurance and gets the RAC Euro and GB cover with that as a complete package.

Anyone else used them?

Cheers

[Spuffington]

Hi,

Mine is insured with Safeguard Motorhome Insurance. Cost me £400 this year (no separate NCB although they are slightly shadowing my 9yrs car NCB) but that includes full European and UK breakdown and recovery cover on a 12yr old van.

Price is slightly higher as it's stored in Harlow, Essex but kept down by being in Gold Standard secure storage. Ironically was same price if stored on my drive in a nice area, but feel happier it being secure.

Hoping to get the price down a good bit next year.

[Spuffington]

Hi,

Mine is insured with Safeguard Motorhome Insurance. Cost me £400 this year (no separate NCB although they are slightly shadowing my 9yrs car NCB) but that includes full European and UK breakdown and recovery cover on a 12yr old van.

Price is slightly higher as it's stored in Harlow, Essex but kept down by being in Gold Standard secure storage. Ironically was same price if stored on my drive in a nice area, but feel happier it being secure.

Hoping to get the price down a good bit next year.

[nagsheadwarrior]

As said much of a muchness really,we recommend Caravanguard and Safeguard at work who are both excellent and include Euro use and breakdown cover in with the price.

If youre going over £40k both will insist on a cat1 alarm and/or tracker.

[chopper602]

I've just this week, renewed my motorhome policy (2 year old Fiat Ducato base motorhome) and got it for £223 (stored at a gold storage facility). An extra £50 got me full UK & European breakdown policy too. That's with AIB insurance.
Motorhome Facts are another one to try (last years policy)
Caravan Guard wanted over £500 for the same thing . . .

[mini95]

One thing to watch with breakdown cover is that most of the cover via the insurance companies will not cover anything over 3.5t, so if the motorhome is big it may not be covered. I ended up using A-plan for insurance and Arrival (RAC) for breakdown (which also covers my car).

[chopper602]

mini95 said:

One thing to watch with breakdown cover is that most of the cover via the insurance companies will not cover anything over 3.5t, so if the motorhome is big it may not be covered. I ended up using A-plan for insurance and Arrival (RAC) for breakdown (which also covers my car).

We're an few hundred kilos under the 3.5t, so should be Ok!