Caravan insurance (do you bother + how much?)

[The Tea Boy]

Afternoon all,

My wife and I have just bought our first caravan (a 1995 Elddis Hurricane for £1495 if anyone is interested)

We have been looking at caravan insurance, and current quote is about £90 for the year for £2300 worth of cover (£1500 for the caravan, £500 for equipment and £300 for personal items)

Now my question is; Do you bother with insuring your caravan? and if so how much do you pay (roughly)


Any help or pointers will be greatly received

Regards
Matt

[Balmoral]

If it wiggled a bit then fell over underway, got nicked or caught fire, that's £90 well spent surely?

btw, I really can't picture you as a caravanner

[The Tea Boy]

Balmoral said:

If it wiggled a bit then fell over underway, got nicked or caught fire, that's £90 well spent surely?

btw, I really can't picture you as a caravanner

Ah I have finally been rumbled by someone that actually knows me

I get your point wozza, won't be a real caravanner per say, just the weekend getaway and stay dry shelter! And also some luxury Le mans camping this year!

[surveyor]

£208

It's never worthwhile - unit you need it!

[ollygogs]

think of it this way £90 does it mean much too you knowing your caravan and all in it is safe ? contents could be covered on household policy too so you may be able to knock it down more

[The Tea Boy]

Cheers Gents, that's what I was thinking too but was trying to convince the wife.

Regards
Matt

[Chrisgr31]

When its being towed is it covered by the car insurance?

[surveyor]

Chrisgr31 said:

When its being towed is it covered by the car insurance?

Most (I suspect all) car policies cover third party when connected to a car.

[Sixpackpert]

Ours is £147. Just bought the van about a month ago.

Our admin lady at work has just had her van stolen last week (market value of 14k). I would say worthwhile.

[GreatGranny]

Had our first van stolen from a "secure" storage site along with 3 others.

Insurance paid out within a few weeks full market value plus a generous amount for equipment.
So I would say it is worth it.

Presently have a 2006 Bailey insured for £8k with eqipment and pay about £170.
Its stored at a CL.