Transferring Van No claims bonus to Car no claims bonus

Transferring Van No claims bonus to Car no claims bonus

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Discussion

Cromises

Original Poster:

16 posts

47 months

Thursday 21st January 2021
quotequote all
In a nutshell:
Looking at getting a van for a MTB/day van project (as per my previous thread). However I have read on several sites that if you were to go from a van back to a car (which I would in the future) then the NCB you gained while in the van doesn't count towards a car policy? How true is this?

Also before I forget, i'll own the van, use it for everything so it'll be my personal vehicle and not a company one driven by some ape.

Desiderata

2,514 posts

60 months

Thursday 21st January 2021
quotequote all
I've swapped backwards and forwards between vans, pickups, and cars a few times. Insurance have said that they don't automatically transfer the NCB between car and commercial and vice versa but have always done it " as a courtesy".
Always been with the same insurer (Direct Line).

Cromises

Original Poster:

16 posts

47 months

Thursday 21st January 2021
quotequote all
Fair enough! I'll give mine (Aviva) a bel tomorrow and what they say!

Anyone else?


DrDeAtH

3,614 posts

238 months

Thursday 21st January 2021
quotequote all
Desiderata said:
I've swapped backwards and forwards between vans, pickups, and cars a few times. Insurance have said that they don't automatically transfer the NCB between car and commercial and vice versa but have always done it " as a courtesy.
Similar experience, but with various providers over the past 25 years

sociopath

3,433 posts

72 months

Thursday 21st January 2021
quotequote all
Some will swap and some won't, so worst case is you may have to take a policy for a year that isn't with a preferred insurer.