Car insurance

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Discussion

rdjohn

Original Poster:

6,368 posts

202 months

Friday 17th February 2023
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My good news today was that I now have a Spanish number plate.

The bad news was that when I am trying to insure it, they are saying it is too powerful - Linea directa and MAPFRE - Alonso’s sponsor.

Really, its only a 2007 Boxster that I have owned in France for 12-years and only expect to use it for about 3000km / year.

Can anyone suggest a reputable insurance company for a car like this / usage?

Thanks

rdjohn

Original Poster:

6,368 posts

202 months

Sunday 19th February 2023
quotequote all
For anyone searching in the future then Zurich seems a good starting point.

A broker at info@justinsurance.es made the introduction.

el romeral

1,261 posts

144 months

Wednesday 3rd May 2023
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Sorry bit late to reply to this. I am in Spain and have had my Boxster S insured with Linea Directa for about 9 years without problems. It is LHD which I imported from UK.

rdjohn

Original Poster:

6,368 posts

202 months

Wednesday 3rd May 2023
quotequote all
Thanks for your thoughts.

I assumed Linea Diecta would be the obvious route, as our house insurance is with them and used them before with a Golf convertible. So I have no idea why I was rejected, too powerful seems to be such a pitiful excuse.

I was seeking fully comprehensive cover, is that what you have? I had exactly the same answer from MAPFRE and so was really quite surprised.

el romeral

1,261 posts

144 months

Thursday 4th May 2023
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Very strange that two companies refused to insure it. I have what they call “Super third party”. Pretty much all the benefits of fully comprehensive (assuming I am not at fault in an accident) for quite a bit less than fully comp. They would have covered me fully comp had I wished.

rdjohn

Original Poster:

6,368 posts

202 months

Friday 5th May 2023
quotequote all
Thanks, that is interesting.

I ended up with Zurich - fully comp. with a €600 excess @ €569.29p.a. This is what I have paid in previous years in France. I feel certain that it would be cheaper in the UK.

el romeral

1,261 posts

144 months

Monday 8th May 2023
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I am paying €282 a year on my Boxster S. The policy has a €300 excess and I have never had a claim since I started driving.

rdjohn

Original Poster:

6,368 posts

202 months

Tuesday 9th May 2023
quotequote all
I will call LD again next year and ask for their super 3rd party cover. That seems very reasonable. Like you, I have never had a claim and will probably do less than 3k km each year.

el romeral

1,261 posts

144 months

Thursday 11th May 2023
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Good luck, hope they can provide a more reasonable quote than your current one.