Vitality health insurance renewal
Discussion
At the place I worked before retiring, we had health insurance through Vitality.
After a couple of years I think the Partners abandoned Vitality for something else as it was getting expensive and at the same time they were getting awkward about claims. I may be mistaken though.
What I do know is that health insurance was hoisted upon us without asking and it cost me a lot in tax as a result.
After a couple of years I think the Partners abandoned Vitality for something else as it was getting expensive and at the same time they were getting awkward about claims. I may be mistaken though.
What I do know is that health insurance was hoisted upon us without asking and it cost me a lot in tax as a result.
I set up a policy with them for my business a couple of years ago. The 'back office' and administration of the whole thing was a nightmare and I dread to think how much admin staff time we spent trying to keep the whole thing in check.
I wouldn't go with them again as a corporate buyer unless they'd improved their setup.
I wouldn't go with them again as a corporate buyer unless they'd improved their setup.
MKA29 said:
Quick question for anyone who's with Vitality...
When it's time to renew your policy, has anyone had any success in challenging their retention team for a better price?
Almost every year I phone them up & discuss the renewal quote which results in a new quote with almost no increase in premium.When it's time to renew your policy, has anyone had any success in challenging their retention team for a better price?
I've actually found them very quick to deal with a couple of claims this year, although I made sure the hospital was on the approved list. They even approved a retrospective claim which I was happy about.
What I don't like about them is the constant pressure to get you to buy stuff like gym memberships & the like. They clearly have a bunch of partners or affilates who just want to sell to you. I don't want a deal on a Fitbit, I just want insurance.
jesusbuiltmycar said:
Out of interest have you ever had to claim from Vitality? I switched to them from Bupa for 1 year and had to make a claim. They dithered and dragged out approval for so long I would have been better off just using the NHS, I switched back to Bupa when it came to renewal.
I've used their GP service and got to see a consultant pretty quickly within 14 days. It was pretty slick with no quibbles
Mr Pointy said:
Almost every year I phone them up & discuss the renewal quote which results in a new quote with almost no increase in premium.
I've actually found them very quick to deal with a couple of claims this year, although I made sure the hospital was on the approved list. They even approved a retrospective claim which I was happy about.
What I don't like about them is the constant pressure to get you to buy stuff like gym memberships & the like. They clearly have a bunch of partners or affilates who just want to sell to you. I don't want a deal on a Fitbit, I just want insurance.
Thanks guys I'll ring them up and see what they can do for me! My premium only went up by £4 a month but still worth seeing if I can save a fewI've actually found them very quick to deal with a couple of claims this year, although I made sure the hospital was on the approved list. They even approved a retrospective claim which I was happy about.
What I don't like about them is the constant pressure to get you to buy stuff like gym memberships & the like. They clearly have a bunch of partners or affilates who just want to sell to you. I don't want a deal on a Fitbit, I just want insurance.
I think the benefits are great, some including gym memberships can be worth more than the insurance itself! The cinema tickets, David Lloyd, ocado and apple watch incentives have saved me a shed load
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