Spending Cash in US

Author
Discussion

Darren390

Original Poster:

494 posts

213 months

Thursday 2nd June 2022
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I'm off to Denver on Wednesday for a tour around Colorado and Yellowstone. Does anyone know the current situation regarding spending cash? Ive heard stories of some places not taking cash. I'm not sure if to take the normal amount of cash or just put most things on my credit card.


Hedgeman

675 posts

237 months

Thursday 2nd June 2022
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I've done a couple of US trips this year, to Boston and New York. A couple of bars had a minimum spend ($20) to pay by card, which is basically a couple of drinks at current prices. Other than that, cards all the way, though I didn't spot anywhere saying cards only.

Zumbruk

7,848 posts

266 months

Thursday 2nd June 2022
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I've been taking steadily less cash to the USA over the years. I only use it for tips these days.

Darren390

Original Poster:

494 posts

213 months

Thursday 2nd June 2022
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Thanks guys, I'll take some cash but not as much as normal.

Alorotom

12,107 posts

193 months

Friday 3rd June 2022
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I’ve been completely cashless on 3 US trips out of 4 so far this year - not a problem anywhere and a few places have signs up asking patrons to use cards (or exact change) due to coin shortages.

So much easier and less hassle (IMO).

djc206

12,616 posts

131 months

Friday 3rd June 2022
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I’ve spent about 6 weeks this year in the US. You do still get the odd cash only business but they’re rare especially in cities. I think I’ve withdrawn less than a thousand dollars across that period and had to make a concerted effort in the last few days to spend it so could have easily made do with just a few hundred bucks.

gotoPzero

18,034 posts

195 months

Friday 3rd June 2022
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Only "card only" thing I have seen were the toll roads around San Francisco. Because the booths were shut so you had to do it online.

Everywhere else was happy to take cash.

Its a much more cash orientated culture IMHO so unless you are at some trendy bar in the valley that only takes bit coin or something you should be fine.


HotJambalaya

2,033 posts

186 months

Friday 3rd June 2022
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Never seen anywhere having a problem with cash, but mind you I'm mainly in vegas where cash is a little more common then most areas. There will be places that dont want to take $100 bills though.

The real question is why bother if you can get away with as little as possible and just use a free fx card like revolut.


NNH

1,541 posts

138 months

Friday 3rd June 2022
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The main use for cash as a visitor is getting fuel. Most self-service pumps don't take foreign cards, so you need to go inside and prepay. It's much easier to do that with cash and get change, than to do it with a card and try to get the partial refund back onto the card.

djc206

12,616 posts

131 months

Friday 3rd June 2022
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NNH said:
The main use for cash as a visitor is getting fuel. Most self-service pumps don't take foreign cards, so you need to go inside and prepay. It's much easier to do that with cash and get change, than to do it with a card and try to get the partial refund back onto the card.
That used to be true in my experience but no longer. I haven’t had to go into a gas station at all this year to prepay like I used to when the pay at pump thing insisted on a zip code. These days it’s just enter your PIN and off you go, in fact I fuelled up in Maine yesterday with just a swipe of my U.K card at the pump. $103, that was a bit of a shock!

NNH

1,541 posts

138 months

Friday 3rd June 2022
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djc206 said:
NNH said:
The main use for cash as a visitor is getting fuel. Most self-service pumps don't take foreign cards, so you need to go inside and prepay. It's much easier to do that with cash and get change, than to do it with a card and try to get the partial refund back onto the card.
That used to be true in my experience but no longer. I haven’t had to go into a gas station at all this year to prepay like I used to when the pay at pump thing insisted on a zip code. These days it’s just enter your PIN and off you go, in fact I fuelled up in Maine yesterday with just a swipe of my U.K card at the pump. $103, that was a bit of a shock!
Sounds like the East Coast is well ahead of us in California!

anonymous-user

60 months

Friday 3rd June 2022
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Sounds like you need a Revolut card.

Zumbruk

7,848 posts

266 months

Friday 3rd June 2022
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BTW, there's nowhere much to spend money in Yellowstone, anyway!

djc206

12,616 posts

131 months

Friday 3rd June 2022
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NNH said:
Sounds like the East Coast is well ahead of us in California!
I’ve filled up in CA (only the once, too bloody expensive), NM, AZ, NV, UT, TX and ME so far this year and all fine with my Johnny Foreigner card, I think a couple may have even been contactless! MA tomorrow and then that’s me done with my tour of US gas stations for the year. It was a pleasant surprise not to have to pop in and out of the station each time. I’ve noticed there’s been a sudden increase in chip and PIN and contactless acceptance here. About bloody time huh!

NNH

1,541 posts

138 months

Saturday 4th June 2022
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djc206 said:
NNH said:
Sounds like the East Coast is well ahead of us in California!
I’ve filled up in CA (only the once, too bloody expensive), NM, AZ, NV, UT, TX and ME so far this year and all fine with my Johnny Foreigner card, I think a couple may have even been contactless! MA tomorrow and then that’s me done with my tour of US gas stations for the year. It was a pleasant surprise not to have to pop in and out of the station each time. I’ve noticed there’s been a sudden increase in chip and PIN and contactless acceptance here. About bloody time huh!
I need to fill the bike tomorrow so I'll take a UK card with me to find out!

gotoPzero

18,034 posts

195 months

Saturday 4th June 2022
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I had no issues using my uk credit card for fuel in CA. I got sick of being hassled by people going into the gas station and leaving my mrs in the car on her own so I started paying at the pump and it was fine. I also had no issues using cash machines either.

RDMcG

19,459 posts

213 months

Saturday 4th June 2022
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I am in the US frequently and rarely use cash for anything. I used to have the credit card problem until I discovered that the zip code issue could be solved by only entering the numeric part of my Canadian postal code .Thus M5C 3H8
became 53800.

Nowadays an increasing number of places use PINs anyway,and all drive-ins take cards. Most restaurants have a tip option on the checkout screen.

I usually have about $200 in my wallet for any exceptions.

Zumbruk

7,848 posts

266 months

Saturday 4th June 2022
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RDMcG said:
I am in the US frequently and rarely use cash for anything. I used to have the credit card problem until I discovered that the zip code issue could be solved by only entering the numeric part of my Canadian postal code .Thus M5C 3H8
became 53800.

Nowadays an increasing number of places use PINs anyway,and all drive-ins take cards. Most restaurants have a tip option on the checkout screen.

I usually have about $200 in my wallet for any exceptions.
Our experience is similar. My parents live in the USA (we live in the UK) and until the Plague we went 2 or 3 times a year. We take ~$250 between us for emergencies and tipping, but everything else goes on our usual UK cards. The last time we went (pre-Plague) Chip & PIN was beginning to appear (amusing having a checkout clerk explain it to me) and the only places I had trouble with (UK) cards was 'pay at the pump' gas stations where they want a ZIP code and even entering my parents' one didn't work (I assume it tries to match the card's billing address with the ZIP code and fails miserably - programmers are stupid). From the sound of the preceding posts even that is a much smaller problem now.

NNH

1,541 posts

138 months

Sunday 5th June 2022
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UPDATE: I take it all back! I've just used my UK Halifax Clarity card to get gas at my local Californian station, and all it needed was my PIN rather than my Zip Code. On that basis, the only reason to have cash here is for times when it makes tipping quicker or easier.