Running costs - of a horse

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Discussion

Tow Vehicle Rqrd

Original Poster:

1,217 posts

190 months

Monday 1st November 2010
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I owned a horse a few years back, and would love to buy another, but am a little nervous of the financial implications at this moment in time, especially as I'm starting a new business. So, what's the realistic damage these days of owning a four legged friend? Over to you... eek

tenex

1,010 posts

175 months

Tuesday 2nd November 2010
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Just don't.

An awful lot more than a car and just wait until something goes wrong!

Extravagant field ornaments. banghead

Loopyleesa

2,897 posts

174 months

Tuesday 2nd November 2010
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When I had mine, I paid..

£135 a month stable and field
£80 a month shavings
£25 month hay
£60 a month food
£28 a month insurance
£7 every couple of months wormer
£65 every 6 weeks shoes

and then any other bits and pieces and show entrance fees.

BruceV8

3,325 posts

254 months

Tuesday 2nd November 2010
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I apy £500 per month in full livery. Its killing me...

Poledriver

28,804 posts

201 months

Tuesday 2nd November 2010
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doogz said:
BruceV8 said:
I apy £500 per month in full livery. Its killing me...
Really?

Must be a really nice place, we only charge £65/week.

IMO it's like running anything, it can cost whatever you want it to. But if you don't do it right, it'll bite you in the ass. We've had people on our yard that we've had to ask to leave, because they don't feed their horse properly, don't use enough bedding, don't insure them, so they can afford to keep them on the cheap, etc.
With all due respect, you're in Scotland! You should see the prices in Hampshire! yikes

BlackVanGirl

9,932 posts

218 months

Tuesday 2nd November 2010
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Short answer: astronomical.

Tow Vehicle Rqrd

Original Poster:

1,217 posts

190 months

Tuesday 2nd November 2010
quotequote all
I think it's going to have to go on hold for a while! yikes

Wacky Racer

38,978 posts

254 months

Tuesday 2nd November 2010
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Tow Vehicle Rqrd said:
I think it's going to have to go on hold for a while! yikes
Get a Ferrari instead.

They're cheaper and you get a horse thrown in.....hehe

FamilyGuy

850 posts

197 months

Tuesday 2nd November 2010
quotequote all
Loopyleesa said:
When I had mine, I paid..

£135 a month stable and field
£80 a month shavings
£25 month hay
£60 a month food
£28 a month insurance
£7 every couple of months wormer
£65 every 6 weeks shoes

and then any other bits and pieces and show entrance fees.
Good list.

I'd add:

A saddle that fits (starting at £250?)
A bridle with the right bit
Usually at least a rug a year starting at about £80.

It's the trickle of little stuff that gets missed:

Exercise rugs
Saddle pads
Yard equipment (brushes, scoops, rakes, forks etc - if you're DIY)
Lead ropes / head collars
Lickers / supplements
Grooming equipment

I'm sure I've missed out loads. Most of these are low cost but it all really adds up.

And if you do want to do shows or eventing then there are transport costs.

Insurance is a tricky area. As they get older, or have claims, the less you can get covered leaving you liable for the bills. For example we had to pick up a £2,000 vet's bill on a 27yo horse because they would only insure for accidental injury and the problem wasn't. That kind of financial risk does go with the territory.

Edited by FamilyGuy on Tuesday 2nd November 16:47

Tow Vehicle Rqrd

Original Poster:

1,217 posts

190 months

Tuesday 2nd November 2010
quotequote all
FamilyGuy said:
Loopyleesa said:
When I had mine, I paid..

£135 a month stable and field
£80 a month shavings
£25 month hay
£60 a month food
£28 a month insurance
£7 every couple of months wormer
£65 every 6 weeks shoes

and then any other bits and pieces and show entrance fees.
Good list.

I'd add:

A saddle that fits (starting at £250?)
A bridle with the right bit
Usually at least a rug a year starting at about £80.

It's the trickle of little stuff that gets missed:

Exercise rugs
Saddle pads
Yard equipment (brushes, scoops, rakes, forks etc - if you're DIY)
Lead ropes
Lickers / supplements
Grooming equipment

I'm sure I've missed out loads. Most of these are low cost but it all really adds up.

And if you do want to do shows or eventing then there are transport costs.

Insurance is a tricky area. As they get older, or have claims, the less you can get covered leaving you liable for the bills. For example we had to pick up a £2,000 vet's bill on a 27yo horse because they would only insure for accidental injury and the problem wasn't. That kind of financial risk does go with the territory.
Good point. I have 3 saddles already, so hopefully one would fit - if not exchanged for one that does, and the remaining two sold to help pay for rugs, grooming kit etc. I think I'll wait until my financial situation is more (excuse the pun) stable though!

BlackVanGirl

9,932 posts

218 months

Tuesday 2nd November 2010
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Loopyleesa's numbers work out at a whisker under £4.5K but that's only for the predictable bits

Did all the maths a few years back cos I desperately wanted one. Wasn't even remotely feasible so I used to work as a stable hand in the holidays instead.

Tow Vehicle Rqrd

Original Poster:

1,217 posts

190 months

Tuesday 2nd November 2010
quotequote all
BlackVanGirl said:
Loopyleesa's numbers work out at a whisker under £4.5K but that's only for the predictable bits

Did all the maths a few years back cos I desperately wanted one. Wasn't even remotely feasible so I used to work as a stable hand in the holidays instead.
I guess there's a lot of truth in that old saying; "if it floats, fks or flies, rent it, don't buy it!"

Poledriver

28,804 posts

201 months

Tuesday 2nd November 2010
quotequote all
A few years ago I was lucky enough to have a horse on 'free' loan for eighteen months, all I had to pay for was the cost of half-livery (inc feed etc) and the grooming equipment.
It nearly broke me at the time, but a lovely experience being able to go and ride after work and every weekend!

Loopyleesa

2,897 posts

174 months

Tuesday 2nd November 2010
quotequote all
In all fairness most horses can live out all year which would be a fraction of my list.
And I live in Bournemouth which is probably more expensive than most places.

A few decent rugs (ok a lot) and plenty of hay would be fine living out.

If anyone really wanted the horsey life but couldn't afford it, lots of people do share/part loan where you have the horse a set number of days for a set amount of the total cost.


tenex

1,010 posts

175 months

Tuesday 2nd November 2010
quotequote all
doogz said:
They can't live out all year up here!
They can. (warm-blood and Thoroughbred X)
Nobody has mentioned the capital cost of Dobbin in the first place, plus box or lorry (if you can't reverse or fail the test for trailers) plus plus plus.
Unfortunately one is slightly laminitic. Therefore cool mix and magnesium supplement.
15/20 Kg Easycarry (What a con!)Cool mix approx £10. Mag £7.
25Kg Premium ewe nuts (Mag included) identical analysis,identical ME £6.
Of course totally unsuitable for horses.I think this sums it up.

omgus

7,305 posts

182 months

Tuesday 2nd November 2010
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FamilyGuy said:
A saddle that fits (starting at £250?)
rofl

Brilliant, if anyone can find a saddler with a decent reputation who starts at £250 let me know.

It worked out cheaper for my mum to rent a house with it's own field and stables then sublet to other eejitsowners.

And when you grow up near horses you pretty soon realise that no matter what you do horsey girls will always like their horse more than you. I know of 3 marriages and countless relationships that have ended because the OHs in question have said "it's me or the horse!"

Loopyleesa

2,897 posts

174 months

Tuesday 2nd November 2010
quotequote all
omgus said:
And when you grow up near horses you pretty soon realise that no matter what you do horsey girls will always like their horse more than you. I know of 3 marriages and countless relationships that have ended because the OHs in question have said "it's me or the horse!"
Makes a change from "it's me or the car" laugh

omgus

7,305 posts

182 months

Tuesday 2nd November 2010
quotequote all
Loopyleesa said:
omgus said:
And when you grow up near horses you pretty soon realise that no matter what you do horsey girls will always like their horse more than you. I know of 3 marriages and countless relationships that have ended because the OHs in question have said "it's me or the horse!"
Makes a change from "it's me or the car" laugh
hehe fair point.

DPX

1,027 posts

207 months

Tuesday 2nd November 2010
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Get a red one with a little black horse on the front , cheaper more fun and no tow bar


Tow Vehicle Rqrd

Original Poster:

1,217 posts

190 months

Tuesday 2nd November 2010
quotequote all
DPX said:
Get a red one with a little black horse on the front , cheaper more fun and no tow bar
Been there, done that, cost me a fortune, and didn't provide anything to fertilize my roses!