Discussion
My friend is a Vet, and recommended PetPlan, citing them as easy to deal with on the Vet side, and less claim problems for owners.
We had no problems with a claim a month into puppy ownership for removing a silicon cupcake case that was gobbled up.
Interesting to read the experiences of others too...
We had no problems with a claim a month into puppy ownership for removing a silicon cupcake case that was gobbled up.
Interesting to read the experiences of others too...
Watching with interest. We are 'self insuring' for our collie greyhound lurcher, ie dont have insurance.
There are pros and cons, but certainly if I was insuring I would be going with a company known to be painless when paying out, rather than the base lime cheapest.
No point in putting x per month in and then not being able to get it out when you need it!
Daniel
There are pros and cons, but certainly if I was insuring I would be going with a company known to be painless when paying out, rather than the base lime cheapest.
No point in putting x per month in and then not being able to get it out when you need it!
Daniel
Great idea at the start. Started at £10 a month and kept going up. I expected that. He turned 8 and it went from £60 a month to £116 with a take it or leave it. Nobody else will take you on at that age and especially if you have had a claim. He turns 12 next month and we have saved a few thousand in the bank for him just in case.
Animal Friends for us too. 100% recommended.
Only issue we've ever had was them refusing to cover our old dog for any issues relating to her digestion, but to be fair to them, that was after around 6 years of problems (recurring pancreatitis, gastro enteritis & more), by which time our claims were well into 5 figures. (I'd guess around £15k by the end). Fair enough I thought - it wouldve been impossible for us to transfer cover even halfway through that period. In that time, they never quibbled any other claims & were very generous in terms of the specialist/experimental care & treatments they funded for her rmultitude of other problems (mast tumours, arthritis, heart murmur, blindness..the list goes on!) & regular wear & tear.
CF
Only issue we've ever had was them refusing to cover our old dog for any issues relating to her digestion, but to be fair to them, that was after around 6 years of problems (recurring pancreatitis, gastro enteritis & more), by which time our claims were well into 5 figures. (I'd guess around £15k by the end). Fair enough I thought - it wouldve been impossible for us to transfer cover even halfway through that period. In that time, they never quibbled any other claims & were very generous in terms of the specialist/experimental care & treatments they funded for her rmultitude of other problems (mast tumours, arthritis, heart murmur, blindness..the list goes on!) & regular wear & tear.
CF
Out of interest, does anyone have any experience of getting insurance where the dog's age is unknown?
One of my Pointers is a rescue, from Spain, and we're not entirely sure of her age... vet has said she is very difficult to put an age to, and could be anything between two or three and a fit 7 or 8.
She has a mental age of about 9 months, but I'm not sure that makes any difference...
One of my Pointers is a rescue, from Spain, and we're not entirely sure of her age... vet has said she is very difficult to put an age to, and could be anything between two or three and a fit 7 or 8.
She has a mental age of about 9 months, but I'm not sure that makes any difference...
Equus said:
Out of interest, does anyone have any experience of getting insurance where the dog's age is unknown?
One of my Pointers is a rescue, from Spain...
Cant say I have, I guess you can just ring round and try? Vets recommendations?One of my Pointers is a rescue, from Spain...
Our rescue is from the UK can came with a medical record card which has a year of birth on it which we have the understand to be true, and puts him an year younger than we belied which is nice, however its wont always be like that.
Daniel
Go with a lifetime policy, avoid cheaper annual policies which only cover you once. Many issues can re-occur and you don't want to be trying to prove that a problem is on going and not a new event and if for example your dog swallows balls, the second time they have to operate you are not covered.
Equus said:
Out of interest, does anyone have any experience of getting insurance where the dog's age is unknown?
One of my Pointers is a rescue, from Spain, and we're not entirely sure of her age... vet has said she is very difficult to put an age to, and could be anything between two or three and a fit 7 or 8.
She has a mental age of about 9 months, but I'm not sure that makes any difference...
Yes, I've insured several dogs where their age was unknown (and in some cases their medical history was unknown). I just went with whatever the rescue/vet estimated their age to be and was upfront with the insurance company that they were a rescue with unknown background. Never had an issue. One of my Pointers is a rescue, from Spain, and we're not entirely sure of her age... vet has said she is very difficult to put an age to, and could be anything between two or three and a fit 7 or 8.
She has a mental age of about 9 months, but I'm not sure that makes any difference...
Stedman said:
My parents have used M+S and had one or two big claims and they were ace
Was with M&S 10 years ago paying £10 a month, dog had a bald patch and a few trips to the vets and treatment sorted it out. Over the next 6 years the monthly fee rose to £45 a month. We felt trapped because if you change insurer they dont cover pre existing conditions.Gassing Station | All Creatures Great & Small | Top of Page | What's New | My Stuff