Trampoline damanged car

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Discussion

cnn256

Original Poster:

3 posts

1 month

Saturday 15th June
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I am not sure what can be done here. I got a new trampoline 2 weeks ago, I have not added it to my home insurance. yesterday a trampoline flew into my neighbor's new car and did serious damage, breaking the car windshield and radar, electronics under the windshield and scratching on the door. What are the options to cover the expenses?

cnn256

Original Poster:

3 posts

1 month

Saturday 15th June
quotequote all
Thanks all for sharing your thoughts. Car owner who is also a good friend is leaning towards settling it internally than going to insurance. If reported in insurance it will be seen in carfax and would damage car value. Even if he goes through his insurance, the insurance company will try to recover it from my home insurance that does not include specific trampoline insurance. So not sure how would that get sort out. I don't see any other option than paying it from pocket.
Thanks everyone.

cnn256

Original Poster:

3 posts

1 month

Saturday 15th June
quotequote all
TwigtheWonderkid said:
If he has house contents insurance, he's paid to cover his own foolishness. He's paid for tp liability cover to cover his negligence. Just as when you buy car insurance, you cover yourself against foolishly causing injury or damage to someone else.
I am not sure about it. I have home insurance, including wind hail but what I am hearing is trampoline is not covered in your regular home insurance unless you choose specifically to include. I have not included it. So I am assuming that there is no point in reporting my insurance.