Personal insurance cover

[TheCoolerKing]

I usually walk about with a two grand watch, five hundred pound jacket, five grands worth of camera equipment and an iphone worth say five hundred.

This stuff could be stolen out of the gym locker, I could fall on the ice, or simple lose it, is there such a thing as personal insurance of items outside the home? Not contents Insurance.

I've always found that contents insurance with persoanl cover is quite restricted, plus I don't need contents insurance cover just the personal cover part, seems crazy to pay for something I don't really need.

Does this kind of cover exist?