Hmm scam?

[flameop]

Just got a letter in the post.. Fwd from my old a address i move a month ago.

So it's a last chance arrears letter for a lot of money.

For rent on a property arrears in south end on sea.. Somewhere I have never been let alone lived!

Thing is, if it is a mistake how did they get my name?

And if they have my address why did I never get any rent reminders?

Says at the top it's an official novation :/

Hate this stuff! Wonder if it's anything to do with the Mbna loosing some of my data :/

Any suggestions how to approach?

Cheers
S

[Lord Flathead]

I would say it's a scam. It's very easy to find names and addresses today and if you have never lived at the previous address why would you even consider it?

Try googling parts of the letter and see if anyone else has posted the same.

[flameop]

Tried and nothing came up.

Just if it's a mistake/fck up it'll goto court and effect my credit. :/ hmm

[Frankthered]

Could just be that you have the same name as the person who actually owes the money. If a debt recovery company has just taken this on and the debtor has moved, I think they just try loads of people with same name who've moved recently.

It happened to me about 18 months ago - they were trying to recover some money from a HiFi sales place that I'd never heard of. I just called them and said I'd never heard of the company (I think they were in Peterborough - I have actually been there, but didn't buy anything much!) and I haven't heard anything since.

Could be a scam, but might just be the debt recovery guys being lazy!

[flameop]

Yeah. I'll call n see what the deal is. I reckon scam

Po box number

Lines open from 9 till noon :/

Address is, The Old County Court...

All to weird to me.

Thanks chaps.

[TheCoolerKing]

Did you report MBNA's data protection breach to the IC?

http://www.ico.gov.uk/

I would always advise reporting any financial institute that f**ks up where your data is concerned.