Exchanging Irish notes for English

Exchanging Irish notes for English

Author
Discussion

Davie

Original Poster:

4,900 posts

221 months

Monday 29th November 2010
quotequote all
Apologies if this is the wrong section, but after some quick searching I still don't have a conclusive answer. I need to clarify how I'd go about exchanging Irish (Bank of Ulster) notes for English in relatively large sums. Is this a service that could offered over the counter in any bank in England, or perhaps via the Post Office?

Aopolgies if it's a rather obvious answer, but as said struggling to find information on this matter.

Regards

Stu R

21,410 posts

221 months

Monday 29th November 2010
quotequote all
Depends how large you mean, Post office will do it, banks will do it, but perhaps not all in one go if you're talking many thousands as they simply won't have it. No harm in scattering it about, booking it in advance, or just withdrawing the cash once you're in England.

Kudos

2,672 posts

180 months

Tuesday 30th November 2010
quotequote all
Davie said:
Apologies if this is the wrong section, but after some quick searching I still don't have a conclusive answer. I need to clarify how I'd go about exchanging Irish (Bank of Ulster) notes for English in relatively large sums. Is this a service that could offered over the counter in any bank in England, or perhaps via the Post Office?

Aopolgies if it's a rather obvious answer, but as said struggling to find information on this matter.

Regards
Sorry to be pedantic, but why? Is it Irish money (which would be Euro) or Ulster Bank (not Bank of Ulster!) which is Sterling legal tender. I know that for some reason English (and it is only English - never had a problem in Scotland or Wales) seem to not accept them.

Banks should do it.

Eric Mc

122,688 posts

271 months

Tuesday 30th November 2010
quotequote all
It's Northern Irish money - not Irish money.

The OP was inexact.

Davie

Original Poster:

4,900 posts

221 months

Tuesday 30th November 2010
quotequote all
Kudos said:
Sorry to be pedantic, but why? Is it Irish money (which would be Euro) or Ulster Bank (not Bank of Ulster!) which is Sterling legal tender. I know that for some reason English (and it is only English - never had a problem in Scotland or Wales) seem to not accept them.

Banks should do it.
Yes, my apologies for the mistake in my first post. They are indeed Northern Irish notes and yes, being of sound Scottish stock but living in the deep south, I'm only too aware of the reluctance to accept Scottish and Irish notes in this part of the world.

My issue is, as said, I'm currently in the south but bank with a Scottish bank who have no branches or partners south of the border and hence at first it appeared I would be unable to bank the cash. However, after a lengthy chat at the a Post Office branch, they accepted the notes and it's now safely in my account.

My next issue is that I kept a portion of the Northern Irish notes back as I have plans for it down here, but that's taken a set back as the person involved is reluctant to accept them despite me assuring them their respective bank/Post Office WILL accept them. He has requested English notes and so far, no establishment is willing to exchange the Nortehrn Irish notes for English notes including several high street banks, which is understandable to some degree although it's not a huge sum (well under the £4k suggested limit for cash transactions)

I can pay the remaining ammount into my Scottish account again via the P.O, however I would be unable to withdraw more then £350 per day unless I went into a branch of my bank. Neither of those options are currently viable.

Regards



Ian Lancs

1,128 posts

172 months

Tuesday 30th November 2010
quotequote all
Kudos said:
Davie said:
Apologies if this is the wrong section, but after some quick searching I still don't have a conclusive answer. I need to clarify how I'd go about exchanging Irish (Bank of Ulster) notes for English in relatively large sums. Is this a service that could offered over the counter in any bank in England, or perhaps via the Post Office?

Aopolgies if it's a rather obvious answer, but as said struggling to find information on this matter.

Regards
Sorry to be pedantic, but why? Is it Irish money (which would be Euro) or Ulster Bank (not Bank of Ulster!) which is Sterling legal tender. I know that for some reason English (and it is only English - never had a problem in Scotland or Wales) seem to not accept them.

Banks should do it.
Strictly speaking NI (and Scotish bank) notes aren't legal tender as they're not issued by a central bank, but instead by a commercial bank. The biggest problem I've had was the Northern Bank plastic notes - no-one over here seemed to understand what they were, and thought I was trying to pull a fast one ;op

Kudos

2,672 posts

180 months

Tuesday 30th November 2010
quotequote all
Ian Lancs said:
Kudos said:
Davie said:
Apologies if this is the wrong section, but after some quick searching I still don't have a conclusive answer. I need to clarify how I'd go about exchanging Irish (Bank of Ulster) notes for English in relatively large sums. Is this a service that could offered over the counter in any bank in England, or perhaps via the Post Office?

Aopolgies if it's a rather obvious answer, but as said struggling to find information on this matter.

Regards
Sorry to be pedantic, but why? Is it Irish money (which would be Euro) or Ulster Bank (not Bank of Ulster!) which is Sterling legal tender. I know that for some reason English (and it is only English - never had a problem in Scotland or Wales) seem to not accept them.

Banks should do it.
Strictly speaking NI (and Scotish bank) notes aren't legal tender as they're not issued by a central bank, but instead by a commercial bank. The biggest problem I've had was the Northern Bank plastic notes - no-one over here seemed to understand what they were, and thought I was trying to pull a fast one ;op
I didn't know that now...

Mazdarese

21,047 posts

193 months

Wednesday 1st December 2010
quotequote all
Could you pay them into the other guys bank?

Davie

Original Poster:

4,900 posts

221 months

Thursday 2nd December 2010
quotequote all
In repsonse the the last post, yes I did suggest that and also offered to transfer the funds directly but both suggestions were thrown out the window and English notes were requested. The only solution available to me short term (aside for nipping to Scotland and back, dealing with my own bank) is to deposit the notes into my account again via the Post Office then withdraw the funds via the ATM over a period of several days. Slightly tedious but for the time being, all other options have been exhausted. I've even tried putting on my thickest Scottish accent and doing the "I think pal, you'll find that's legal tender" rountine as perfected in a Luton branch of KFC recently, but as we've discovered, in the case of Nothern Irish and Scottish notes... this isn't the case.

Note to self: open an account with a bank with branches outside Scotland...

Edited by Davie on Thursday 2nd December 14:29