Discussion
So, I just had a call from a man at the above mentioned company saying that Barclaycard were in breach of their contract with me re. my credit card.
Apparently, because they have been increasing my credit limit without my permission, they are in breach of contract, and I do not have to repay the remaining balance, which is about 5-6k (low rate balance transfer)
He seemed very puzzled with my logic.
Him - Sir, we can take this case on for you and you will not have to repay any of the remaining balance
Me - But, I spent that money, surely I should repay it?
Him - Yes, but you don't have to.
Me - Morally, I do. I spent money that was loaned to me. I have to repay the loan.
Him - That's very admiral sir, but are you really wanting to turn down £6000???
Me - Yes. It isn't yours, or mine, to give.
ARGH. What a t
t. Told him he was no better than these no win, no fee places.
Are these companies allowed to do this? Can I report it to anyone? To quote Mr Partridge... "scum, sub-human scum"
Apparently, because they have been increasing my credit limit without my permission, they are in breach of contract, and I do not have to repay the remaining balance, which is about 5-6k (low rate balance transfer)
He seemed very puzzled with my logic.
Him - Sir, we can take this case on for you and you will not have to repay any of the remaining balance
Me - But, I spent that money, surely I should repay it?
Him - Yes, but you don't have to.
Me - Morally, I do. I spent money that was loaned to me. I have to repay the loan.
Him - That's very admiral sir, but are you really wanting to turn down £6000???
Me - Yes. It isn't yours, or mine, to give.
ARGH. What a t
t. Told him he was no better than these no win, no fee places.Are these companies allowed to do this? Can I report it to anyone? To quote Mr Partridge... "scum, sub-human scum"
CMD Finance. i have done some reasearch about companies like this. Also this link might help. http://www.moneysavingexpert.com/news/loans/2010/1...
Wing Commander said:
So, I just had a call from a man at the above mentioned company saying that Barclaycard were in breach of their contract with me re. my credit card.
Apparently, because they have been increasing my credit limit without my permission, they are in breach of contract, and I do not have to repay the remaining balance, which is about 5-6k (low rate balance transfer)
He seemed very puzzled with my logic.
Him - Sir, we can take this case on for you and you will not have to repay any of the remaining balance
Me - But, I spent that money, surely I should repay it?
Him - Yes, but you don't have to.
Me - Morally, I do. I spent money that was loaned to me. I have to repay the loan.
Him - That's very admiral sir, but are you really wanting to turn down £6000???
Me - Yes. It isn't yours, or mine, to give.
ARGH. What a tt. Told him he was no better than these no win, no fee places.
Are these companies allowed to do this? Can I report it to anyone? To quote Mr Partridge... "scum, sub-human scum"
Just to warn people these are the 10 things to look for in a scam:Apparently, because they have been increasing my credit limit without my permission, they are in breach of contract, and I do not have to repay the remaining balance, which is about 5-6k (low rate balance transfer)
He seemed very puzzled with my logic.
Him - Sir, we can take this case on for you and you will not have to repay any of the remaining balance
Me - But, I spent that money, surely I should repay it?
Him - Yes, but you don't have to.
Me - Morally, I do. I spent money that was loaned to me. I have to repay the loan.
Him - That's very admiral sir, but are you really wanting to turn down £6000???
Me - Yes. It isn't yours, or mine, to give.
ARGH. What a t
t. Told him he was no better than these no win, no fee places.Are these companies allowed to do this? Can I report it to anyone? To quote Mr Partridge... "scum, sub-human scum"
1. Someone calling you who you don't know offering you help.
2. Someone calling you who you don't know offering you help.
3. Someone calling you who you don't know offering you help.
4. Someone calling you who you don't know offering you help.
5. Someone calling you who you don't know offering you help.
6. Someone calling you who you don't know offering you help.
7. Someone calling you who you don't know offering you help.
8. Someone calling you who you don't know offering you help.
9. Someone calling you who you don't know offering you help.
10. Someone calling you who you don't know offering you help.
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