Best 90% mortgage deals

[ywouldi]

Finally saved enough for a 10% deposit on a reasonable place. What is the best rate we could expect and who from. It's a joint mortgage, one average salary, one above average, good credit ratings etc.

Obviously trying some advisors but I gather lenders don't always offer them ideal rates now for some reason?

Ben

[NicoG]

ywouldi said:

Finally saved enough for a 10% deposit on a reasonable place. What is the best rate we could expect and who from. It's a joint mortgage, one average salary, one above average, good credit ratings etc.

Obviously trying some advisors but I gather lenders don't always offer them ideal rates now for some reason?

Ben

Try the Post office Mortgage site - looks very straight forward and seem quite competitive for low deposit rates but fees are nearly £1K !! Swings and Roundabouts....

Also look at Money Supermarket (other Meercat comparison services are available); there is a actual section / pre-set search for 10% deposits...

Like me you wont be able to get any First Direct product, nor an offset, as apparently both require 25% ??

Only just started looking in anger myself really, but these are my initial findings....

I'm sure somebody will be along to add their own advice...!


HTH - Nick.

[K50 DEL]

Ben

Not sure how bothered you are about the locality of your advisor, but give cartermoore a call (www.cartermoore.co.uk) 01793 877745
Ask to speak to John Moore, it is no exageration to say that without John I would not be in the house I am in now, the company's service is second to none.

• I have no affiliation with the company other than being a very satisfied customer