Property investment

[purplepolarbear]

I'd like to at some point invest in a property but for personal reasons now isn't the right time. I'd like to hedge the risks, investing some of my savings in this market so if the market rises I will still be able to afford something when I do buy somewhere.

I could buy a BTL property but then I would be exposed to the risk of a dodgy tenant or a period of void time without a tenant. I would also prefer to pay someone else do all the work associated with this, such as finding tenants, sorting out repairs etc. It could also take time to get my money out as it may take a while to wait for the tenancy to end and sell the place.

Is there any such thing as a fund that it is possible to invest in that will expose me to the risks and rewards of the property market, lets you get at your investment without giving too much notice and that does all the management and that owns enough properties to spread the risk of one having a dodgy tenant etc. and that is managed by someone safe and reputable?

[purplepolarbear]

musclecarmad said:

purplepolarbear said:

I'd like to at some point invest in a property but for personal reasons now isn't the right time. I'd like to hedge the risks, investing some of my savings in this market so if the market rises I will still be able to afford something when I do buy somewhere.

I could buy a BTL property but then I would be exposed to the risk of a dodgy tenant or a period of void time without a tenant. I would also prefer to pay someone else do all the work associated with this, such as finding tenants, sorting out repairs etc. It could also take time to get my money out as it may take a while to wait for the tenancy to end and sell the place.

Is there any such thing as a fund that it is possible to invest in that will expose me to the risks and rewards of the property market, lets you get at your investment without giving too much notice and that does all the management and that owns enough properties to spread the risk of one having a dodgy tenant etc. and that is managed by someone safe and reputable?

Hell yeah, of course. a commercial property fund is what you want sir.

some can take up to around 6 months to get your cash out but normally only for larger amounts.

there are loads pm me if you wish.

Thanks for this.

Are there residential property funds as well as commercial property (I understand the two aren't necessarily correlated and I want to hedge my risks against residential property not commercial).

[JQ]

purplepolarbear said:

Are there residential property funds as well as commercial property (I understand the two aren't necessarily correlated and I want to hedge my risks against residential property not commercial).

Yes, I guess you need to see an IFA.

[purplepolarbear]

JQ said:

purplepolarbear said:

Are there residential property funds as well as commercial property (I understand the two aren't necessarily correlated and I want to hedge my risks against residential property not commercial).

Yes, I guess you need to see an IFA.

Yes - I'll do this. Are there any questions I should be asking the IFA to make sure he knows what he's talking about and isn't just trying to flog me whatever earns him the most commission?

[JQ]

Sorry, I understand property investment on a property by property basis but not fund management which I guess is all about performance stats and growth prospects. At the moment it must be quite difficult to guage future performance of funds as past performance will have relied on a totally different set of investment criteria - going forward it's likely that funds will have to make money in a different way to how they have over the past 5 years.

Get the IFA to give you recommendations and then go away and do your own reseach, google is your friend.

[pistonlager]

Why don't you buy a classic car, buy it , poor money into it , drive it, sell it. NO CGT to pay!
For the price of a house you can get some tasty machinery.
After all this is a motoring website.

The old V8 Vantage is a good punt.

[wong]

public REIT's?
Traded like shares on the stock exchange.

[derin100]

pistonlager said:

Why don't you buy a classic car, buy it , poor money into it , drive it, sell it. NO CGT to pay!
For the price of a house you can get some tasty machinery.
After all this is a motoring website.

The old V8 Vantage is a good punt.

Is that true? No CGT on any profit made on a classic car?!

If so...what are some recommendations for machinery that's going to go 'up'? Let's say on cars up to £50K to buy now.

[pistonlager]

derin100 said:

pistonlager said:

Why don't you buy a classic car, buy it , poor money into it , drive it, sell it. NO CGT to pay!
For the price of a house you can get some tasty machinery.
After all this is a motoring website.

The old V8 Vantage is a good punt.

Is that true? No CGT on any profit made on a classic car?!

If so...what are some recommendations for machinery that's going to go 'up'? Let's say on cars up to £50K to buy now.

It's true, and carriage clocks too for some strange reason.

[Beardy10]

pistonlager said:

derin100 said:

pistonlager said:

Why don't you buy a classic car, buy it , poor money into it , drive it, sell it. NO CGT to pay!
For the price of a house you can get some tasty machinery.
After all this is a motoring website.

The old V8 Vantage is a good punt.

Is that true? No CGT on any profit made on a classic car?!

If so...what are some recommendations for machinery that's going to go 'up'? Let's say on cars up to £50K to buy now.

It's true, and carriage clocks too for some strange reason.

I believe cars are deemed to be a "wasting asset" which is something that doesn't have a lifespan of 50 years so not CGT. Same for wine. There are obviously cars and indeed wine that last that long! I think antiques and art are also covered.

[pistonlager]

Beardy10 said:

pistonlager said:

derin100 said:

pistonlager said:

Why don't you buy a classic car, buy it , poor money into it , drive it, sell it. NO CGT to pay!
For the price of a house you can get some tasty machinery.
After all this is a motoring website.

The old V8 Vantage is a good punt.

Is that true? No CGT on any profit made on a classic car?!

If so...what are some recommendations for machinery that's going to go 'up'? Let's say on cars up to £50K to buy now.

It's true, and carriage clocks too for some strange reason.

I believe cars are deemed to be a "wasting asset" which is something that doesn't have a lifespan of 50 years so not CGT. Same for wine. There are obviously cars and indeed wine that last that long! I think antiques and art are also covered.

The rich looking after the rich as Nick Clegg would probably say.