Immediately paying off finance!

[Elroy Blue]

I'm looking at a second hand car and the manufacturer is currently offering two free services if you take a minimum of £7000 finance. I don't need the finance, but the servicing for the manufacturer isn't cheap, so two free is an attractive offer.

I was thinking of taking the finance, then paying it off immediately. However, I'm sure it can't be that simple!

Any advice (and the sooner the better) appreciated.

[Jonny671]

Don't they chuck a load of interest ontop of it?

[Four Cofffee]

Watch out for settlement charges. I recall mine had £150 tucked away but it will no doubt be ion the small print.

[Elroy Blue]

Came to an agreement with the dealer and he knocked another £400 off the price, so I'm satisfied with that!