Prepaid credit cards
Prepaid credit cards
Author
Discussion

firman

Original Poster:

1,407 posts

209 months

Sunday 21st March 2010
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Me and the other half are off travelling for a year in may and have been looking at getting one of the many prepaid credit cards available as we feel the security aspect of having a card not linked to our bank account is an advantage just wondered if anyone has any experience with using them abroad and which ones are best?

Lefty Two Drams

18,316 posts

218 months

Friday 2nd April 2010
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My sister has one of these but apparently you can't do pre-authorisations at hotels with them.


uber

860 posts

186 months

Friday 2nd April 2010
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Lefty Two Drams said:
My sister has one of these but apparently you can't do pre-authorisations at hotels with them.
If you get the Sun one or any which has been registered you can. You do need cash in your account to pre auth.

Lefty Two Drams

18,316 posts

218 months

Saturday 3rd April 2010
quotequote all
uber said:
Lefty Two Drams said:
My sister has one of these but apparently you can't do pre-authorisations at hotels with them.
If you get the Sun one or any which has been registered you can. You do need cash in your account to pre auth.
Hmmm. I'll let her know. She's got cash (a few thousand) on the card but it's been refused quite a few times for pre auth.

Got a link for the sun one?

Ta

uber

860 posts

186 months

mcflurry

9,178 posts

269 months

Saturday 3rd April 2010
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Why would you pay someone to spend your own money?

Mattt

16,664 posts

234 months

Sunday 4th April 2010
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Why is a normal CC linked to your bank account? Fraud is fraud - I'd be much happier using the protection of a CC.

Gareth79

8,383 posts

262 months

Monday 5th April 2010
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I would think a prepaid card would be pretty expensive and tricky to manage if you are using it abroad. For foreign use, the Santander Zero has no fees and doesn't charge anything extra on a currency conversion. The only costs are the interest on cash advances from the time it's taken out until when the c/c bill is paid.