Bank error.....Can i claim anything?

[TubbyTommy]

I checked my online bank account this morning and found that my rent hadn't been paid. So I called the bank and found out that the standing order had been cancelled (not by me). They said that there was a expiry date on the standing order. I then checked and all of my payee's had been deleted and my standing orders deleted. The bank has reinstated my standing order and paid the rent but when I asked about compensation they said no. Although my standing order is back to how it should be can I claim anything from the bank as the error is a banking error and not mine?

Thanks
TubbyTommy

[Soovy]

L'Oreal Generation.

FFS what is WRONG with people?



Ooooh I want cam-pen-say-shan

Get a grip.

[Eric Mc]

How much are you financially out of pocket?

[patmahe]

Please tell me this is a joke, yes they made a mistake, but are you actually out of pocket in any serious way? As soon as you made them aware of the issue they corrected it, what more can they do?

[TubbyTommy]

I now have to try and find somewhere to live as my landlord has written to me asking that I leave for non payment of rent. So not financially out of pocket but out of home.

[Soovy]

TubbyTommy said:

I now have to try and find somewhere to live as my landlord has written to me asking that I leave for non payment of rent. So not financially out of pocket but out of home.

Bullsh t.

There will be a clause in your lease which allows you a period of grace if a rent payment is late. The landlord can't simply throw you out for non payment without a LONG process of him writing to you demanding payment of the overdue amount etc.

Added to which you've now paid, and the landlord has accepted the money.

Crock of b0ll0cks.

Edited by Soovy on Thursday 18th March 10:41

[Eric Mc]

TubbyTommy said:

I now have to try and find somewhere to live as my landlord has written to me asking that I leave for non payment of rent. So not financially out of pocket but out of home.

That tactic might have worked in 1910 but we are now living in 2010 - so the chances of you being evicted are precisely Nil.

You have not lost any money so the chances of a legitimate compensation claim are pretty much zero.

[Soovy]

[maser_spyder]

anonymous said:

[redacted]

It will cost a landlord a ruddy fortune to find a new tenant, plus a void whilst he does it.

Any landlord that serves notice for a few days late rent must be totally crazy, unless you've done this to him a lot before (doesn't sound like it), or some other, very odd reason.

Either that, or I have a very large Tutankhamun.

[maser_spyder]

[Deva Link]

TubbyTommy said:

I now have to try and find somewhere to live as my landlord has written to me asking that I leave for non payment of rent. So not financially out of pocket but out of home.

In that case the bank have to put you up in a 5 star hotel.

Don't give them chance to wriggle out of it, just check-in and then send them the bill after you've been there for 3 months. It's the law.

[Wings]

anonymous said:

[redacted]

Agree, tenant must be in rental arrears of a least 2 months before landlord can give Notice solely for rental arrears, for the landlord to give Notice there must a history of being either late or previously in arrears with rent.