Wedding - loan

[EdT]

Do banks generally agree to grant a loan to cover wedding costs? Don't want to ask, be turned down, then have to re-apply with some other reason...
I see rate around 8% these days.. any pointers?
cheers Ed

[ringram]

Probably falls under the personal unsecured loan category. So as long as your credit is ok they should loan no problem.
Personally a flight to vegas is cheaper

[Deva Link]

The world's gone mad.

[EdT]

..mad to marry ME.

[Deva Link]

Have the wedding that you can afford. Here's a suggestion: http://www.dailymail.co.uk/news/article-1205563/Co...

Statistics say that chances are you'll be divorced soon anyway.

[EdT]

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

[Slinky]

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

Don't have a wedding list then, ask for contributions/vouchers towards the honeymoon.. Most (big) travel agents have provisions for this..

[Dave_ST220]

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

err, then go without! Jesus nothing really has bene learnt in this country over the past 12-18 months has it?

[cs02rm0]

Postpone the honeymoon a bit?

[EdT]

cs02rm0 said:

Postpone the honeymoon a bit?

Why - to avoid taking out the loan? Makes no odds as far as I can. I wont be wealthier in 6 months time for instance.

[EdT]

Slinky said:

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

Don't have a wedding list then, ask for contributions/vouchers towards the honeymoon.. Most (big) travel agents have provisions for this..

Like that.

[EdT]

Dave_ST220 said:

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

err, then go without! Jesus nothing really has bene learnt in this country over the past 12-18 months has it?

Who's bene

[Slinky]

EdT said:

cs02rm0 said:

Postpone the honeymoon a bit?

Why - to avoid taking out the loan? Makes no odds as far as I can. I wont be wealthier in 6 months time for instance.

You may not be wealthier, but you could have saved more of the money required for your honeymoon.. Add that to my earlier suggestion and all of a sudden things become a lot more affordable and incur less interest..

[EdT]

Slinky said:

EdT said:

cs02rm0 said:

Postpone the honeymoon a bit?

Why - to avoid taking out the loan? Makes no odds as far as I can. I wont be wealthier in 6 months time for instance.

You may not be wealthier, but you could have saved more of the money required for your honeymoon.. Add that to my earlier suggestion and all of a sudden things become a lot more affordable and incur less interest..

Understand you. However I (and we) are really looking fwd to it, esp going away immediately. Dont get me wrong I'm not going to borrow £20K or anything daft. Keeping an eye on budget all the time.

[Deva Link]

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

That's even worse.

[cs02rm0]

EdT said:

cs02rm0 said:

Postpone the honeymoon a bit?

Why - to avoid taking out the loan? Makes no odds as far as I can. I wont be wealthier in 6 months time for instance.

You might be less wealthy though. If I thought I only needed a loan for six months I'd rather wait six months and pay then if I still wanted to than take the money now and assume I could pay it off by then. Especially for a honeymoon, you never know what's around the corner that might change your priorities. Just doesn't seem financially prudent to me. Your money though, or not I suppose.

[EdT]

Deva Link said:

EdT said:

Not big on statistics. It's not the wedding that's expensive but treating us both to a fab honeymoon.

That's even worse.

Divorced?

[touching cloth]

You bunch of miserable buggers, surely a wedding is a time when people should be able to let heart rule their head a little. As long as it's done in moderation I think a small loan to ensure the day/honeymoon is as special as they want it to be, is about the best reason I can think of. You should get married when the two of you feel ready to do it, not let finances set the date for you. Equally a honeymoon should also follow very soon after the wedding in my book, it's the newly weds time together - take it 6 months later and I call that a holiday.

Of course there is a fine line and indeed you don't need conspicuous consumption to make it a great day/honeymoon - if it's £10k loan to pay for a 50 white doves to be released as you leave the church and to dress the reception venue as a replica of the inside of the Titanic then that might be overkill. If it's so you don't have to get married in a double garage like that link above, then I'm all for it.

Congrats OP on the upcoming nuptials

[Eric Mc]

Priorities all wrong - I'm afraid.

[EdT]

touching cloth said:

If it's so you don't have to get married in a double garage like that link above, then I'm all for it.Congrats OP on the upcoming nuptials

Ahhh so there is still somebody with a beating heart on PH.

You lot of miserable buggers !