Halifax Hi-Five Account
Discussion
I seriously hope not. I left halfway through the 'Howard' debarkle.
But you have to remember the vast majority of this nation still like eateries that show pictures of their food on the menu... simply because it saves them reading and / or using a slight bit of imagination.
I can only imagine that to those people this advert and the tempting '5 pund note' in their oversized, comfortable, elasticated waste, trouser back pocket causes a reaction comparable to that of a one eyed cat in tuna factory.
But you have to remember the vast majority of this nation still like eateries that show pictures of their food on the menu... simply because it saves them reading and / or using a slight bit of imagination.
I can only imagine that to those people this advert and the tempting '5 pund note' in their oversized, comfortable, elasticated waste, trouser back pocket causes a reaction comparable to that of a one eyed cat in tuna factory.
v15ben said:
I changed to the Halifax Reward Current Account over a year ago before the truly shocking adverts and now get a fiver a month for doing nothing more than using my bank account. Was easy enough to change and it buys me a couple of extra beers or a bit more petrol. Easy.
And me, bugger going one higher and paying £12 a month for sod-all.Ribol said:
L2L said:
I opened 3 of these accounts, don't use them as my main current account but transferring the same £1000 into each earns me £15 a month. That £15 then goes off into a savings account
3 current accounts in the same name in the same bank?L2L said:
Ribol said:
L2L said:
I opened 3 of these accounts, don't use them as my main current account but transferring the same £1000 into each earns me £15 a month. That £15 then goes off into a savings account
3 current accounts in the same name in the same bank?It's a free fiver though isnt it?
Ok, maybe it is JUST a fiver but five quid a month is a heck of a lot more than I recieve in interest each month.
It would be a pretty cool idea to set up some sort of circled back transfer with a few friends just automaticly setting transfers up to circle the same £1000 round the same accounts each month...they would put a stop to it pretty quickly I suspect.
Ok, maybe it is JUST a fiver but five quid a month is a heck of a lot more than I recieve in interest each month.
It would be a pretty cool idea to set up some sort of circled back transfer with a few friends just automaticly setting transfers up to circle the same £1000 round the same accounts each month...they would put a stop to it pretty quickly I suspect.
L2L said:
Ribol said:
L2L said:
I opened 3 of these accounts, don't use them as my main current account but transferring the same £1000 into each earns me £15 a month. That £15 then goes off into a savings account
3 current accounts in the same name in the same bank?I can guarantee that, in around 6 months' time they'll drop it to £1 for £1500 deposit pcm and then drop the 'free money' altogether a few months after that.
Oh and they'll up the OD fee to £2 per day as well.
It's all just a short term moneyspinner for them to reel in some new punters.
They're relying on most customers to forget to add £1000 or go overdrawn to get the £5 back.
Oh and they'll up the OD fee to £2 per day as well.
It's all just a short term moneyspinner for them to reel in some new punters.
They're relying on most customers to forget to add £1000 or go overdrawn to get the £5 back.
Whether they change the terms later on or not, it's still £5 a month for setting up an account and two standing orders, one for £1,000 in, and one for £1,000 back out again a day later, isn't it?
If they change it to make it more hassle and/or less rewarding later then simply close the account.
If they change it to make it more hassle and/or less rewarding later then simply close the account.
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