Insurance- no claims bonus

[mattjones0109]

I am looking for insurance for my first car, I am 18 and you can probably imagine how rediculously expensive insurance is. To get the price down, my dad is going to be the main driver and me a named driver. To get the price down even further, my dad is going to use his no claims bonus.

Does anyone know if you can swap the no claims over from one car to another?

Thanks

[Salgar]

mattjones0109 said:

I am looking for insurance for my first car, I am 18 and you can probably imagine how rediculously expensive insurance is. To get the price down, my dad is going to be the main driver and me a named driver. To get the price down even further, my dad is going to use his no claims bonus.

Does anyone know if you can swap the no claims over from one car to another?

Thanks

Right so, before anyone else does, I'll say this, what you're suggesting is called fronting.
Read here
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

I personally, may or may not have done it for years when I was younger in your situation. I wish I had not (or had?) so that I had some no claims of my own now.

Anyway, different insurance companies offer different things, if he is removing it from one car and moving it to yours that should be fine. Some companies offer mirroring no claims on a second car but if either is crashed he loses it for all of them, or other various schemes. Phone up some insurance companies and ask them.

[DavidHM]

Basically you can do what you like as long as you're not misleading your insurance company.

If you have to ask whether you're misleading them, you are, pretty much. (If you're really not sure, ask them).

[mattjones0109]

Thanks very much. Loads more helpful than the website I found that was about no claims bonuses.

Cheers