Any private lenders on here ?
Discussion
Probably a long shot and feel a bit embarrassed doing this but am getting fed up with beeing only offered loans at stupid (60 - 150 %) APR.
Trying to get £ 4000, over 36 months a £ 153, a month, total repayable over the 3 years = £ 5.508,
So that's over £ 500, profit per year. Working out at roughly 20 % APR if i'm correct.
No CCJ's or anything, no debts (only about £ 900, on creditcard) and good salary, also got experian credit report showing all satisfactory.
Didn't start building credit history in the UK untill late 2006 when i moved here and have been told that having less then 3 years credit history is the main reason i'm getting refused everywhere.
Replies via profile please.
Ta
Trying to get £ 4000, over 36 months a £ 153, a month, total repayable over the 3 years = £ 5.508,
So that's over £ 500, profit per year. Working out at roughly 20 % APR if i'm correct.
No CCJ's or anything, no debts (only about £ 900, on creditcard) and good salary, also got experian credit report showing all satisfactory.
Didn't start building credit history in the UK untill late 2006 when i moved here and have been told that having less then 3 years credit history is the main reason i'm getting refused everywhere.
Replies via profile please.
Ta
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