Car Finance for Ltd Company director

[HughT4]

Wondering if there are any go-to car finance providers who are ok with limited company directors paid a salary and dividends at decent rates?
Few other debts apart from mortgage and no adverse credit.
Do car finance providers view applications the same as a traditional PAYE employed?
Income c.£60k and putting down 20% deposit on a £60k vehicle.
Have previously used Blackhorse but their system has been having problems (won't take any applications) over past few days an i cannot get through to them on the phone.
TIA.

[Sarnie]

I have a really good guy I can refer you to if you drop me a mail?

[HughT4]

hi, thank you for the offer. i've just reached out to Charles and Dean and found they specialise in older sports cars. if any issue, i'll come back to you. don't want to waste anyone's time. thanks.

[HughT4]

thank you also to ABC*** for the email from the forum - i'm not sure how i reply as cannot find the messaging system. thank you - i'll drop you a line if the enquiry with Charles & Dean doesn't go to plan.

[Mandat]

I'm a director who's income is a combination of salary & dividends.

I've always said that I am employed PAYE (which is true) and I've never had a problem with mainstream finance products.

[andy_ran]

I have never had any issues getting finance as a LTD company director

Plenty of great brokers out there who will sort it no problems

[fridaypassion]

Any broker Charles & Dean/Oracle whoever it should be straight forward

[Josemartinez]

I'm no expert but wouldn't salary sacrifice through the company be more cost effective?

[gotoPzero]

I used Oracle for years, always pretty good - had the same client guy for a few cars. They still ring me to this day to ask if I want another PCP... I have a few friends who use them and still report they are ok - but rates are chunky at the moment obviously.

Previous to that I used Mann Island for my RS6 as they were offering the best rate at the time - but their lender was Barclays same as Oracle. (at the time)

Neither of the two did any serious looking over my finances - it was just an application, credit check and then approved. They always asked for "income" so I just added it all up and put the one figure.

I used JBR for a classic car. They were good, but they did a physical check of ID and what not with an actual person. They are ok to visit you at home or your place of work. Going to guess there is an app for that now.... They also put a tracker on the car. Didn't bother me - but just be aware. They were fine with total income Divs+PAYE. This was 10 years ago though. They were also good about making overpayments, despite it being a non regulated agreement.