Good savings investment

Good savings investment

Author
Discussion

robt350c

Original Poster:

160 posts

135 months

Tuesday 14th May
quotequote all
Looking to put some cash into readily accessible investments. Looking at business savings accounts they appear to have dire interest rates.

What kind of investment options would you recommend that are relatively risk free and offer easy access to funds?

StevieBee

13,570 posts

262 months

Wednesday 15th May
quotequote all
Have been looking at this myself.

Aldermore do a 4.51% business savings account but you have to keep the money there for a year. There's a 6 month option @ 4.25% and an instant access one @ 3.66%.

The utopia of good interest rates, limited risk and easy access seem to be noticeable by their absence.


Ean218

2,004 posts

257 months

Wednesday 15th May
quotequote all
We're with Aldermore plus Cambridge and Counties for a 30 day notice a/c.

Mr Overheads

2,489 posts

183 months

Wednesday 15th May
quotequote all
I like WiseAlpha - obviously it's labelled very high risk, but you can put say £100 into each of 80ish bonds from FTSE companies. I'm averaging 8.5% interst and bond capital value is breaking even (some have risen, some have fallen) and all interest payments I buy more bonds as and when I get to £100 of interest. If you put all your money in jsut a handful of company bonds e.g. Thames Water paying extremely high % then that woudl jsut be stupid. I've not even put £100 into Thames Water risk of them going bust is too high.

Jordie Barretts sock

6,018 posts

26 months

Wednesday 15th May
quotequote all
Mr Overheads said:
I like WiseAlpha - obviously it's labelled very high risk, but you can put say £100 into each of 80ish bonds from FTSE companies. I'm averaging 8.5% interst and bond capital value is breaking even (some have risen, some have fallen) and all interest payments I buy more bonds as and when I get to £100 of interest. If you put all your money in jsut a handful of company bonds e.g. Thames Water paying extremely high % then that woudl jsut be stupid. I've not even put £100 into Thames Water risk of them going bust is too high.
Which is lovely. But not what the OP asked for.

Al Gorithum

4,204 posts

215 months

Wednesday 15th May
quotequote all
Have a look at Flagstone.

macron

10,780 posts

173 months

Wednesday 15th May
quotequote all
Mr Overheads said:
I like WiseAlpha - obviously it's labelled very high risk, but you can put say £100 into each of 80ish bonds from FTSE companies. I'm averaging 8.5% interst and bond capital value is breaking even (some have risen, some have fallen) and all interest payments I buy more bonds as and when I get to £100 of interest. If you put all your money in jsut a handful of company bonds e.g. Thames Water paying extremely high % then that woudl jsut be stupid. I've not even put £100 into Thames Water risk of them going bust is too high.
Jesus H,

Shouldn't this be called "unwise gambling Alpha"?

C69

537 posts

19 months

Wednesday 15th May
quotequote all
If you need a savings account for your business, here's a comparison site: https://moneyfactscompare.co.uk/business/business-...

Obviously the type of product you choose will be determined by how instantly you're likely to need access to the funds.

robt350c

Original Poster:

160 posts

135 months

Thursday 16th May
quotequote all
Thanks all for this information, extremely useful and will be looking to get accounts set up shortly.

Hopefully the information will also be useful for others also.