purchasing protection with credit card
purchasing protection with credit card
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Discussion

EdT

Original Poster:

5,239 posts

314 months

Thursday 23rd May 2013
quotequote all
Want a new camera. Miles cheaper online. Slight concern is ordering it from an oline only delear to find I receive an empty box etc. If paying with credit card, am I protected?
Wont put the dealers on here but if anyone's an expert / experienced pls mail me & I'll share their names

TVR Sagaris

1,446 posts

262 months

Thursday 23rd May 2013
quotequote all
I thought you wanted to buy condoms.

Mobsta

5,614 posts

285 months

Thursday 23rd May 2013
quotequote all
Visa credit card should be ok.
Visa debit card, not so ok, I found.
A 3 month claim limit time is not uncommon either.
Order receipts via email will be required too.

A payment on any linked card via PayPal should, if seller has funds, if your paperwork is in order, see you good too, if PayPal rule in your favour.

If you send your card number to my new gmail account, we can both come out of this winners, plus you'll get a free cardboard box!


TwigtheWonderkid

49,169 posts

180 months

Thursday 23rd May 2013
quotequote all
Protection only applies if item is valued over £100. Credit card only, not debit card.
And you don't have to pay the whole bill by credit card, you could pay 1p by credit card and the rest by another method and the whole purchase price will still be protected.

Google section 75 of the consumer credit act.

EdT

Original Poster:

5,239 posts

314 months

Thursday 23rd May 2013
quotequote all
Right.. interesting. It's one of those facts I heard about for donkey's years but never put to the test. Online shop hear we come...

Bolognese

1,500 posts

254 months

Thursday 23rd May 2013
quotequote all
TVR Sagaris said:
I thought you wanted to buy condoms.
Same here..