Basic investments - How to invest in managed funds?
Discussion
Hello all,
I, like everyone else on here it seems, am getting fed up of the low interest rates available. I'm looking to invest some of my savings for short-medium term gains but I don't think I have the knowledge to manage the cash myself unless there is any fairly low maintenance options (e.g. buy blue chip and yeild dividends over time).
Are there any straight forward ways to invest in funds which are managed (hopefully successfully) by someone else? I had a look on some of the prior threads and linked forums.
The values I would be operating in would be fairly low (probably in the region of £2-5000) which again makes transaction costs and self managing portfolios quite uneconomical.
Thanks for the help guys.
I, like everyone else on here it seems, am getting fed up of the low interest rates available. I'm looking to invest some of my savings for short-medium term gains but I don't think I have the knowledge to manage the cash myself unless there is any fairly low maintenance options (e.g. buy blue chip and yeild dividends over time).
Are there any straight forward ways to invest in funds which are managed (hopefully successfully) by someone else? I had a look on some of the prior threads and linked forums.
The values I would be operating in would be fairly low (probably in the region of £2-5000) which again makes transaction costs and self managing portfolios quite uneconomical.
Thanks for the help guys.
Vanguard passive IMO
http://monevator.com/vanguard-lifestrategy/
Lowest costs possible. Something like a 60/40 mix is probably best, more bonds for less risks etc. DYOR
But Id be looking at Vanguard stuff if you want to let others manage things for you.
Wrap it in an ISA and off you go.
http://monevator.com/vanguard-lifestrategy/
Lowest costs possible. Something like a 60/40 mix is probably best, more bonds for less risks etc. DYOR
But Id be looking at Vanguard stuff if you want to let others manage things for you.
Wrap it in an ISA and off you go.
Hi there,
Thanks for that - looks like soemthing I'll definitely read up about and hopefully invest, it looks promising based on that article and the comments.
For a bit of background I've always been a cash saver previously but I'm now on the property ladder and in a position to invest at higher risk level. I've still got a cash float which will be kept (although probably with the percentages altered as I understand the process more over time).
I did a course on portfolio management previously as part of my degree so understand about pricing and diversification - one of the reasons I want to invest in a amanged fund is to get a properly diversified portfolio as a low cash buy in might expose me while returning little.
If you have any other suggestions please let me know.
In terms of investing through a S&S ISA are there any limits on who you can use? I was thinking of using Santander as I was going to open a cash ISA as well and they have OK rates (and I already have an unused current account with them therefore have gone throught he online banking process!)
Cheers
Thanks for that - looks like soemthing I'll definitely read up about and hopefully invest, it looks promising based on that article and the comments.
For a bit of background I've always been a cash saver previously but I'm now on the property ladder and in a position to invest at higher risk level. I've still got a cash float which will be kept (although probably with the percentages altered as I understand the process more over time).
I did a course on portfolio management previously as part of my degree so understand about pricing and diversification - one of the reasons I want to invest in a amanged fund is to get a properly diversified portfolio as a low cash buy in might expose me while returning little.
If you have any other suggestions please let me know.
In terms of investing through a S&S ISA are there any limits on who you can use? I was thinking of using Santander as I was going to open a cash ISA as well and they have OK rates (and I already have an unused current account with them therefore have gone throught he online banking process!)
Cheers
ringram said:
Vanguard passive IMO
http://monevator.com/vanguard-lifestrategy/
Lowest costs possible. Something like a 60/40 mix is probably best, more bonds for less risks etc. DYOR
But Id be looking at Vanguard stuff if you want to let others manage things for you.
Wrap it in an ISA and off you go.
Very good range of passives, I use them myself. I'm an IFA.http://monevator.com/vanguard-lifestrategy/
Lowest costs possible. Something like a 60/40 mix is probably best, more bonds for less risks etc. DYOR
But Id be looking at Vanguard stuff if you want to let others manage things for you.
Wrap it in an ISA and off you go.
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