95% Mortgages?

[RWD cossie wil]

Are there any good providers out there? There are a few properties I am interested in, but might miss them at my current saving rate....

[Sarnie]

Theres only a handful around

[RWD cossie wil]

Are they at sensible rates?

[Sarnie]

Circa 5.99%.

Seems reasonable to me given the risk.

[Stevemr]

Or buy new using govt newbuy scheme 95% mtg rate 4..44%

[RWD cossie wil]

New buys are no good to me really thanks, looking for somthing I can add a bit of value to.

[Burgmeister]

Nationwide's Save to Buy account offers 95% mortgages on second hand property...

[mnkiboy]

We got a 95% mortgage last year with Leeds Building society. I believe it's still available now.

[Sarnie]

Burgmeister said:

Nationwide's Save to Buy account offers 95% mortgages on second hand property...

Once you have had the account for 6 months and met the monthly savings criteria...........

[Sarnie]

mnkiboy said:

We got a 95% mortgage last year with Leeds Building society. I believe it's still available now.

It is but the rates and fee's are higher than what is available elsewhere.....

[mnkiboy]

True, it's not the cheapest mortgage, but it's affordable for us.

[Sarnie]

mnkiboy said:

True, it's not the cheapest mortgage, but it's affordable for us.

It's a means to an end