Car finance

[Kudos]

Any recommendations for decent car finance deals?

An looking around, may finance rather than buy outright if deal is right

[rfoster]

Happy to help - if you can email me details of what you're after I'll work out our best offers for you.
Cheers, Richard

[BigIan]

Can anyone give me an answer to this question.

I want to PCP a new car but change it around 2 - 2 1/2 years. Is it financially better for me to PCP it over 36 or 42 months.

Many thanks
Ian

[rfoster]

Ian - with a PCP agreement you'll be able to settle the finance early at any point and benefit from a regulated settlement figure. Regarding early settlement - the shorter the finance term then the quick you will be paying off capital; so although your monthly payment may be a little higher, your settlement figure at any given time should be lower.

Swings & roundabouts really; might be best to show by example. If you'd like - message me what you're looking at and I'll send you examples of finance figures and settlements by email.
Cheers, Richard

[traxx]

Seperate question - is it easy to finance a car I already own?

[rfoster]

Relatively - depends on the car and how much you want to raise against it.

[raptor600]

rfoster said:

Relatively - depends on the car and how much you want to raise against it.

I think Traxx drives a Corsa diesel

[BigIan]

^^ thanks Richard email sent

[rfoster]

raptor600 said:

I think Traxx drives a Corsa diesel

Easy peasy then!

[rfoster]

BigIan said:

^^ thanks Richard email sent

All replied Ian, hope that's helpful.

Traxx if you'd like any indication then please message me and I'll be happy to advise.

[GreatGranny]

Richard,

I've got a quote from Ling Cars for a V40 over 3 years (3+35 10k per anuum, met paint no extras and also 6+35 8k per annum.
Can you message me a quote for comparison please?
How does it work with you acquiring the cars?
Do you deal direct with dealers?
Sorry is that too many questions? :-)

Cheers

[rfoster]

YHM