Premium Bonds - Not a bean for months now!!!!

Premium Bonds - Not a bean for months now!!!!

Author
Discussion

magpie215

4,761 posts

204 months

Tuesday 4th June 2024
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£0 for me
£25 for the Mrs

<3k in bonds each

TheInternet

5,011 posts

178 months

Wednesday 5th June 2024
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Cripes, a £1k prize. Probably as good as it'll ever get for me.

2fast748

1,197 posts

210 months

Wednesday 5th June 2024
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BlindedByTheLights said:
snuffy said:
Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.
A lot less than £50k, less than half that. Have been lucky though £1075 since January.
I count my wife & kids & parents in my totals on here which is less than £22K also none of us won anything this month!

Alickadoo

2,955 posts

38 months

Wednesday 5th June 2024
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snuffy said:
Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.
snuffy

You are the exception that proves the rule.

Everybody - and I mean EVERYBODY (except you, of course) on PH has got the maximum of 50K invested.

Drew106

1,570 posts

160 months

Wednesday 5th June 2024
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jules_s said:
Hmm - I got lucky today smile

I've been laughing intermittently all day since hitting the app this morning.

In it to win it etc -not life changing £££ for me but enough to make it all worthwhile
Go on... how much d'ya win?

Drew106

1,570 posts

160 months

Wednesday 5th June 2024
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£nil on £11k again. 2% average LTM, so not the best luck for me.

Legend83

10,293 posts

237 months

Wednesday 5th June 2024
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TheInternet said:
Cripes, a £1k prize. Probably as good as it'll ever get for me.
Nice!

stichill99

1,152 posts

196 months

Wednesday 5th June 2024
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£100 on max holding. Nothing like what I could get on a savings account this year so far!

_Hoppers

1,504 posts

80 months

Wednesday 5th June 2024
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1.6% return on £4.5k over 14 months (or so) for me!

snoopy25

1,993 posts

135 months

Wednesday 5th June 2024
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snuffy said:
Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.
Nope I only have £5k in mine and so way off the maximum, however lots of people on PH have the maximum

solo2

945 posts

162 months

Wednesday 5th June 2024
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snuffy said:
Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.
New to this post as invested £1,000 this month so won't be in draw till next month which is annoying but it's how it goes.

I've held £3 of Bonds since the early 1970's and never won a penny so here's hoping the newer bonds give me a better return. I'll be adding a minimum of £50 per month going forwards.

A long way off the maximum investment hehe

sh1ggsy

122 posts

72 months

Wednesday 5th June 2024
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solo2 said:
New to this post as invested £1,000 this month so won't be in draw till next month...
Hopefully you mean last month, if you purchased this month your first draw will be August.

6 x £50 for me this month, 4.70% for the year.

Rick101

7,065 posts

165 months

Thursday 6th June 2024
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Pulled mine out a couple of months ago and it was the right decision for me. Far higher gains than my historic nils with PB. Of course Past performance is no guarantee of future results!

Have about 2K left with PB as maxed my ISA for 24/25. Likely my strategy will be ISA first then if I'm lucky enough to have any overflow, either mortgage or PB for the (40% savings) tax benefit.

Edited by Rick101 on Thursday 6th June 08:01

Timothy Bucktu

16,125 posts

215 months

Thursday 6th June 2024
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My first win in a year. £150+£50 on 5K
I was looking at the results...two things.
1] Someone from W. Yorkshire invested £700 last November, and won £100k in June...FFS grumpy
2] Sorry if this is probably a dumb question...but what is the 'Bond Value' and how is it calculated from the Holding (The holding being what you pay in, right?)


https://www.nsandi.com/prize-checker/winners

snuffy

11,256 posts

299 months

Thursday 6th June 2024
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Timothy Bucktu said:
My first win in a year. £150+£50 on 5K
I was looking at the results...two things.
1] Someone from W. Yorkshire invested £700 last November, and won £100k in June...FFS grumpy
2] Sorry if this is probably a dumb question...but what is the 'Bond Value' and how is it calculated from the Holding (The holding being what you pay in, right?)


https://www.nsandi.com/prize-checker/winners
Point 2) I would guess the bond value refers to the number of bonds held in a group that their winning number was in and the date is the date they bought those particular bonds. But the holding is their total holding.

So take the second 2nd one down in Surry; They have a total of £50k, but their winning bond number was bought in Jan 2017, when they bought a block of £9,200.

Point 1) Good for them.


Edited by snuffy on Thursday 6th June 09:31

TheInternet

5,011 posts

178 months

Thursday 6th June 2024
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Legend83 said:
TheInternet said:
Cripes, a £1k prize. Probably as good as it'll ever get for me.
Nice!
Undoubtedly nice, but I suspect if I bothered to work it out it would put my overall return in line with what I was hoping for in the first place. I haven't been hugely impressed with the whole thing but for some reason persist with it.

CrippsCorner

3,172 posts

196 months

Friday 7th June 2024
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Drew106 said:
jules_s said:
Hmm - I got lucky today smile

I've been laughing intermittently all day since hitting the app this morning.

In it to win it etc -not life changing £££ for me but enough to make it all worthwhile
Go on... how much d'ya win?
You need to tell us Jules lol... see how you compare to the PH Elite wink

I believe we've had £100k winner a few years back? Then a £25k winner, and now a few £10k.

Philvrs

641 posts

112 months

Friday 7th June 2024
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Finally i can join this thread, first prize in 6 years i think, £50 holding £200.

trickywoo

12,936 posts

245 months

Friday 7th June 2024
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CrippsCorner said:
Drew106 said:
jules_s said:
Hmm - I got lucky today smile

I've been laughing intermittently all day since hitting the app this morning.

In it to win it etc -not life changing £££ for me but enough to make it all worthwhile
Go on... how much d'ya win?
You need to tell us Jules lol... see how you compare to the PH Elite wink

I believe we've had £100k winner a few years back? Then a £25k winner, and now a few £10k.
Worst kind of tease. I suspect it’s £5k.

Hustle_

25,582 posts

175 months

Friday 7th June 2024
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I got £225 on full holding

Just one more draw for me, hoping for big things in July.