Premium Bonds - Not a bean for months now!!!!

[jules_s]

Hmm - I got lucky today

I've been laughing intermittently all day since hitting the app this morning.

In it to win it etc -not life changing £££ for me but enough to make it all worthwhile

[okgo]

£150 on £75k ish for me.

I’ve added another £75k (max for wife/son/me) for a few months, hoping it scoops me something slightly larger.

[forest172]

Nothing on my £1 since I drew £50k out to help pay for a 992 gt3

[E63eeeeee...]

Nowt on £5k. Not surprised or disappointed, since I've had a few good months recently so I was due a duck. Holding should be going back up again from next month too. Probably just in time for the prize rate to be reduced.

[magpie215]

£0 for me
£25 for the Mrs

<3k in bonds each

[TheInternet]

Cripes, a £1k prize. Probably as good as it'll ever get for me.

[2fast748]

BlindedByTheLights said:

snuffy said:

Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.

A lot less than £50k, less than half that. Have been lucky though £1075 since January.

I count my wife & kids & parents in my totals on here which is less than £22K also none of us won anything this month!

[Alickadoo]

snuffy said:

Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.

snuffy

You are the exception that proves the rule.

Everybody - and I mean EVERYBODY (except you, of course) on PH has got the maximum of 50K invested.

[Drew106]

jules_s said:

Hmm - I got lucky today

I've been laughing intermittently all day since hitting the app this morning.

In it to win it etc -not life changing £££ for me but enough to make it all worthwhile

Go on... how much d'ya win?

[Drew106]

£nil on £11k again. 2% average LTM, so not the best luck for me.

[Legend83]

TheInternet said:

Cripes, a £1k prize. Probably as good as it'll ever get for me.

Nice!

[stichill99]

£100 on max holding. Nothing like what I could get on a savings account this year so far!

[_Hoppers]

1.6% return on £4.5k over 14 months (or so) for me!

[snoopy25]

snuffy said:

Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.

Nope I only have £5k in mine and so way off the maximum, however lots of people on PH have the maximum

[solo2]

snuffy said:

Does everyone on PH have the maximum £50k ? Because judging by the recent posts, it does seem to be the case.

Unless, only people with £50k post on PH ?

It makes my £2500 look very piddly.

New to this post as invested £1,000 this month so won't be in draw till next month which is annoying but it's how it goes.

I've held £3 of Bonds since the early 1970's and never won a penny so here's hoping the newer bonds give me a better return. I'll be adding a minimum of £50 per month going forwards.

A long way off the maximum investment

[sh1ggsy]

solo2 said:

New to this post as invested £1,000 this month so won't be in draw till next month...

Hopefully you mean last month, if you purchased this month your first draw will be August.

6 x £50 for me this month, 4.70% for the year.

[Rick101]

Pulled mine out a couple of months ago and it was the right decision for me. Far higher gains than my historic nils with PB. Of course Past performance is no guarantee of future results!

Have about 2K left with PB as maxed my ISA for 24/25. Likely my strategy will be ISA first then if I'm lucky enough to have any overflow, either mortgage or PB for the (40% savings) tax benefit.

Edited by Rick101 on Thursday 6th June 08:01

[Timothy Bucktu]

My first win in a year. £150+£50 on 5K
I was looking at the results...two things.
1] Someone from W. Yorkshire invested £700 last November, and won £100k in June...FFS
2] Sorry if this is probably a dumb question...but what is the 'Bond Value' and how is it calculated from the Holding (The holding being what you pay in, right?)


https://www.nsandi.com/prize-checker/winners

[snuffy]

Timothy Bucktu said:

My first win in a year. £150+£50 on 5K
I was looking at the results...two things.
1] Someone from W. Yorkshire invested £700 last November, and won £100k in June...FFS
2] Sorry if this is probably a dumb question...but what is the 'Bond Value' and how is it calculated from the Holding (The holding being what you pay in, right?)


https://www.nsandi.com/prize-checker/winners

Point 2) I would guess the bond value refers to the number of bonds held in a group that their winning number was in and the date is the date they bought those particular bonds. But the holding is their total holding.

So take the second 2nd one down in Surry; They have a total of £50k, but their winning bond number was bought in Jan 2017, when they bought a block of £9,200.

Point 1) Good for them.

Edited by snuffy on Thursday 6th June 09:31

[TheInternet]

Legend83 said:

TheInternet said:

Cripes, a £1k prize. Probably as good as it'll ever get for me.

Nice!

Undoubtedly nice, but I suspect if I bothered to work it out it would put my overall return in line with what I was hoping for in the first place. I haven't been hugely impressed with the whole thing but for some reason persist with it.