Premium Bonds - Not a bean for months now!!!!

[Doofus]

In my world, women can have their own money. Some even earn it by working.

[snuffy]

Doofus said:

In my world, women can have their own money. Some even earn it by working.

I think what Sheepshanks means is that a household with £50k in PBs will most likely really have £100k.

[Sheepshanks]

snuffy said:

funinhounslow said:

Each bond has a separate and equal chance of winning it doesn’t matter if they’re in a “block” or not

The odds of rolling 1,2 or 3 on a die is 50:50 just like rolling 2,4 or 6.

“Random” doesn’t mean “evenly distributed”…

Which is what I said yesterday; but, that's not always been the case.

I recall reading about it quite recently and I'm sure it said it isn't really random, but someone checks the results and certifies that "look" random.

My wife steadily wins 2x what I do, and we bought our blocks at the same time.

Our daughters have £20K each that their grandfather left them - one wins something most months the other rarely wins.

I suppose you could say that's random.

[Sheepshanks]

Doofus said:

In my world, women can have their own money. Some even earn it by working.

In my world they can too. I even know some. Not many though.

[Doofus]

snuffy said:

Doofus said:

In my world, women can have their own money. Some even earn it by working.

I think what Sheepshanks means is that a household with £50k in PBs will most likely really have £100k.

I have £50k and my wife has £50k. My £50k came from me and my wife's £50k came from her. Her £50k isn't mine and it never was.

[E63eeeeee...]

Sheepshanks said:

snuffy said:

funinhounslow said:

Each bond has a separate and equal chance of winning it doesn’t matter if they’re in a “block” or not

The odds of rolling 1,2 or 3 on a die is 50:50 just like rolling 2,4 or 6.

“Random” doesn’t mean “evenly distributed”…

Which is what I said yesterday; but, that's not always been the case.

I recall reading about it quite recently and I'm sure it said it isn't really random, but someone checks the results and certifies that "look" random.

My wife steadily wins 2x what I do, and we bought our blocks at the same time.

Our daughters have £20K each that their grandfather left them - one wins something most months the other rarely wins.

I suppose you could say that's random.

Yes, that's exactly what randomness looks like. People famously identify patterns in randomness all the time.

[E63eeeeee...]

Although I do like the idea that "someone" looks through five million prizes each month and goes "Yep, Bob, they look random to me."

[Drew106]

Doofus said:

snuffy said:

Doofus said:

In my world, women can have their own money. Some even earn it by working.

I think what Sheepshanks means is that a household with £50k in PBs will most likely really have £100k.

I have £50k and my wife has £50k. My £50k came from me and my wife's £50k came from her. Her £50k isn't mine and it never was.

You seem like you're trying to hit home a point. We get it, you're not a misogynist.

Lots of households 'pool' their money with one person handling the finances.

I always find it a little strange when married couples treat their money separately, but each to their own.

[Doofus]

Drew106 said:

I always find it a little strange when married couples treat their money separately, but each to their own.

I didn't say that.

[funinhounslow]

E63eeeeee... said:

Yes, that's exactly what randomness looks like. People famously identify patterns in randomness all the time.

Hence the boards at casino roulette tables listing the last 20 numbers to hit.

Conversely get caught making a note of cards that have been played at blackjack and you’ll be out on your ear (the more high cards remaining the better for the player)

[Alickadoo]

Fastchas said:

I deposited £860 last year and won £100 for the following month.

I don't think so.

[redrabbit29]

About to empty my premium bonds to max out this year's ISA (invested in Vanguard Global All Cap)

[E63eeeeee...]

funinhounslow said:

E63eeeeee... said:

Yes, that's exactly what randomness looks like. People famously identify patterns in randomness all the time.

Hence the boards at casino roulette tables listing the last 20 numbers to hit.

Conversely get caught making a note of cards that have been played at blackjack and you’ll be out on your ear (the more high cards remaining the better for the player)

Yeah, exactly, that's the difference between random and independent events and random but dependent events (as it's still random which blackjack card is next, but it can only be from the cards left in the shoe, so previous draws affect the odds of specific outcomes).

[Tim Cognito]

E63eeeeee... said:

Although I do like the idea that "someone" looks through five million prizes each month and goes "Yep, Bob, they look random to me."

[TwigtheWonderkid]

Doofus said:

snuffy said:

Doofus said:

In my world, women can have their own money. Some even earn it by working.

I think what Sheepshanks means is that a household with £50k in PBs will most likely really have £100k.

I have £50k and my wife has £50k. My £50k came from me and my wife's £50k came from her. Her £50k isn't mine and it never was.

My wife and I both have £50K too. My £50K came from us, and her £50K came from us.

Neither option is wrong.

[Gigamoons]

TwigtheWonderkid said:

Doofus said:

snuffy said:

Doofus said:

In my world, women can have their own money. Some even earn it by working.

I think what Sheepshanks means is that a household with £50k in PBs will most likely really have £100k.

I have £50k and my wife has £50k. My £50k came from me and my wife's £50k came from her. Her £50k isn't mine and it never was.

My wife and I both have £50K too. My £50K came from us, and her £50K came from us.

Neither option is wrong.

Exactly, using the household tax efficiently makes sense.

[FishAndChips]

Feeling like some luck has to come tomorrow. Anybody done worse than me, 40k in premium bonds, last 6 draws = 1 x £25 in Nov and 1 x £25 in Mar. £50 total. Not brilliant huh. Tide has to turn tomorrow.

[DSLiverpool]

£50 !!! And I stayed up past my bedtime to check as well. Grrrr

[dreamcracker]

£125 on 50k.

Got nothing last month.

[Kwackersaki]

£275 on £50k. Doing ok so far this year.