Mortgages with Sarnie

Mortgages with Sarnie

Author
Discussion

Bumblebee7

1,533 posts

90 months

Friday 7th January 2022
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BoRED S2upid said:
Guv10 said:
Sarnie said:
Is the property a HMO?

Rent seems strong for the property value......
Yeah its a student rental.
Run. I’ve rented to students in the past. Never again.
Each to their own. All of my BTL's are student rentals. High rent, and not too demanding as long as it's warm and has good WiFi. They won't look after the place mind you, always needs a clean and some TLC when they move out but more than made up for by the high rent. Rent is always consistent (mostly government loans and grants). As a landlord there's only one thing that scares me, and it's not a tenant who trashes the place or one that doesn't pay the rent. The only real thing that scares me is a tenant who doesn't move out and you need to evict. Very, very low risk of that with a student rental. Go in with the right mindset and it can be lucrative, I'd certainly consider acquiring more when my current projects are completed.

The Rotrex Kid

32,844 posts

175 months

Friday 28th January 2022
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Well, time to add another Sarnie recommendation.

Completed today on my house, luckily I’ve not actually had to move as we’ve been living in it for 10 years already but the opportunity to buy came up and Sarnie sorted it all out.

Pretty headache free, straightforward advice and all done and dusted. With a new job, a baby on the way (now here) and normally life stresses to deal with I was worried it was going to be a headache but it’s been dead easy and Sarnie sorted his bits out with no drama!

Shout out to Davisons solicitors who have been very easy and professional to deal with as well.

MisanoPayments

488 posts

57 months

Monday 31st January 2022
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A new recommendation for Liam/Sarnie to kick off the week!

I told him before Christmas "I'll put a note on Pistonheads for you" to which Liam replied "wait until the money's gone through" so here I am!

Having completed last week, still surrounded by boxes, thanks very much Liam for your help on securing the mortgage and answering my sometimes daft questions:- all very smooth and seemingly always available, thanks again!

Toby

Sarnie

8,225 posts

224 months

Monday 31st January 2022
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Thank you guys, much appreciated!

Enjoy your new homes in good health! bow

chomer75

36 posts

72 months

Tuesday 1st February 2022
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Another recommendation for Sarnie.

He's just arranged a couple of insurance policies for me. Due to some mix-up in the forms, L&G seemed to think I was an alcoholic and refused to cover me. Needless to say, he sorted it all out on my behalf.

Edited by chomer75 on Tuesday 1st February 12:46

JP__FOX

594 posts

250 months

Tuesday 1st February 2022
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With all of these recommendations, there's another enquiry incoming! biggrin

Sarnie

8,225 posts

224 months

Tuesday 1st February 2022
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JP__FOX said:
With all of these recommendations, there's another enquiry incoming! biggrin
Received, and replied! smile

Sarnie

8,225 posts

224 months

Tuesday 1st February 2022
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chomer75 said:
Another recommendation for Sarnie.

He's just arranged out a couple of insurance policies for me. Due to some mix-up in the forms, L&G seemed to think I was an alcoholic and refused to cover me. Needless to say, he sorted it all out on my behalf.
Cheers Chris, glad we got it sorted in the end!!

Petrus1983

10,409 posts

177 months

Tuesday 1st February 2022
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Sarnie said:
chomer75 said:
Another recommendation for Sarnie.

He's just arranged out a couple of insurance policies for me. Due to some mix-up in the forms, L&G seemed to think I was an alcoholic and refused to cover me. Needless to say, he sorted it all out on my behalf.
Cheers Chris, glad we got it sorted in the end!!
Did you need to do a detox and have another blood test?? laugh

Harpoon

2,197 posts

229 months

Friday 4th February 2022
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We completed a re-mortgage with/via Sarnie on Wednesday. The second time we've used him and like last time, no hassle or agro - thanks!

drdino

1,192 posts

157 months

Monday 7th March 2022
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Hi Sarnie, I was wondering if it would be alright to get in touch about a mortgage?

Sarnie

8,225 posts

224 months

Monday 7th March 2022
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drdino said:
Hi Sarnie, I was wondering if it would be alright to get in touch about a mortgage?
Of course, no problem at all, feel free to drop me a line, always happy to chat! biggrin

PBDirector

1,049 posts

145 months

Monday 7th March 2022
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drdino said:
Hi Sarnie, I was wondering if it would be alright to get in touch about a mortgage?
biglaugh well the lairy topless females in his life ain’t gonna pay for themselves

T6 vanman

3,266 posts

114 months

Monday 7th March 2022
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Just PM'd you ... not urgent just a simple "possible" or "explore other options" answer .. don't spend lots of time with the abacus .. Thanks

T6 vanman

3,266 posts

114 months

Tuesday 8th March 2022
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Thanks thumbup

Sarnie

8,225 posts

224 months

Tuesday 8th March 2022
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No problem at all! smile

Cheerios246

262 posts

117 months

Wednesday 20th April 2022
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Sarnie said:
No problem at all! smile
I’ve just sent you a new enquiry 😀

kowalski655

15,129 posts

158 months

Tuesday 26th April 2022
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Might you do mortgages in Scotland? I've no idea if things are different North of the wall. The bloody house buying process certainly is!

Sarnie

8,225 posts

224 months

Tuesday 26th April 2022
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kowalski655 said:
Might you do mortgages in Scotland? I've no idea if things are different North of the wall. The bloody house buying process certainly is!
Yes, we have lots of clients north of the border smile

kowalski655

15,129 posts

158 months

Tuesday 26th April 2022
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Cool. Can I chuck you a PM sometime tomorrow? Looking to buy but current broker is hopeless. I'll have to calculate the haggis:deep fried mars bar ratio for affordability biggrin