Savings interest rate thread
Discussion
I have a filing cabinet in my study /office with each necessary account including utilities and indeed " everything " else having its own file.
I keep a spreadsheet of money /investments/pensions which is put in 2 places within said filing cabinet.
As Leaper does I keep a working spreadsheet on my desk and update that as and when and then periodically enter into xl and replace the existing copies in the cabinet.
My wife is well aware of this strategy but whether she will be able to cope with it all sadly I won't be around to see.
I keep a spreadsheet of money /investments/pensions which is put in 2 places within said filing cabinet.
As Leaper does I keep a working spreadsheet on my desk and update that as and when and then periodically enter into xl and replace the existing copies in the cabinet.
My wife is well aware of this strategy but whether she will be able to cope with it all sadly I won't be around to see.
supersport said:
We had all our banking information, account numbers and password in a password manager that we both had access to, so that should the worse happen the other would be able to access everything.
There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
Which password manager out of interest please?There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
bmwmike said:
supersport said:
We had all our banking information, account numbers and password in a password manager that we both had access to, so that should the worse happen the other would be able to access everything.
There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
Which password manager out of interest please?There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
bmwmike said:
supersport said:
We had all our banking information, account numbers and password in a password manager that we both had access to, so that should the worse happen the other would be able to access everything.
There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
Which password manager out of interest please?There is also a basic list of institutions kept with a copy of the will, which is updated when they change.
7 5 7 said:
It's (5.2%) on univested cash, they are hoping you would use on the platform, only came across it as I dabble on there myself with a S&S ISA - probably more a teaser incentive to get more custom and probably won't last.
So, let me get this clear, I put my money into the investment account, but I don’t make any investments, just get the interest on the balance? Legacywr said:
So, let me get this clear, I put my money into the investment account, but I don’t make any investments, just get the interest on the balance?
There is a Cash ISA option as well as a S&S ISA option. If you just want the interest on the money with no risk, put the money in the Cash ISA.Edited by Funk on Friday 14th June 19:22
NerveAgent said:
NickZ24 said:
no bank is a safe investment.
IMHO there is no safe investment really.
Safer is to buy land, have Gold, germs.
Which germs do you recommend? My 1 year old is investing heavily in these at nursery. IMHO there is no safe investment really.
Safer is to buy land, have Gold, germs.
![biggrin](/inc/images/biggrin.gif)
Gassing Station | Finance | Top of Page | What's New | My Stuff