Savings interest rate thread

[steveo3002]

pincher said:

Is that on a Premier account?

Edit - don't worry, found it in my Online Banking. SIgned up to Blue Rewards and opened the Rainy Day account.

Looks like the £5 monthly cost for Blue Rewards is cancelled out by the £5 for two DDs from current account?

Edited by pincher on Friday 14th October 16:41

is it easy to remove yourself from the blue awards later on if need be ?

[pincher]

Barclays said:

You can cancel your Barclays Blue Rewards at any time either through Online Banking or with the Barclays app. If you do this before 5pm on the last day of the month, we won’t charge the next monthly fee. If you cancel within the first 14 days of receiving these Additional Conditions and you have already paid a monthly fee, we’ll refund the fee, unless you have already received any rewards into your Blue Rewards Wallet.

[the tribester]

200Plus Club said:

3.2% 6 months fix atom bank
All online, no posting id around the country. That'll do for now till the next off comes along.

Now the gamble. Will the interest on instant access accounts exceed 3.2% in the next couple of months?

[OldSkoolRS]

the tribester said:

Now the gamble. Will the interest on instant access accounts exceed 3.2% in the next couple of months?

Yes...the moment I fix.

(Like the way ISAs went up a month after I moved/fixed mine).

Approaching 5% for longer fixes, but not sure I'm brave enough to go that long...where's my crystal ball gone?

[Hippea]

Anyone else having trouble logging into their account? After the initial set up it’s just coming up with wrong security code for me, I probably messed it up somehow as I was in a rush

[V1nce Fox]

Just had an email notification from Chase putting the current 1.5% i’m earning there up to 2.1%. Automatically goes up. Nothing to do, etc. I haven’t even moved any money out yet.

Interesting times ahead i reckon.

[V1nce Fox]

OK, could usa a little help from anyone who's completed this.

I've now set up my Santander account online through a browser window and all's good. I want to download the app for my phone but when I type in "Santander Personal Banking" app as specified on one of the letters, the only app which is called this, is a US one.

Has anyone downloaded the correct app yet and if so, which one is it/what's it called?

[51mes]

V1nce Fox said:

OK, could usa a little help from anyone who's completed this.

I've now set up my Santander account online through a browser window and all's good. I want to download the app for my phone but when I type in "Santander Personal Banking" app as specified on one of the letters, the only app which is called this, is a US one.

Has anyone downloaded the correct app yet and if so, which one is it/what's it called?

Mines Santander UK, or Santander Mobile Banking - either search in Google play store gives you what you want

S.

[757]

Santander UK for the app

[V1nce Fox]

All done, moved it across from Chase without incident.

Really surprised how easy it was.

[s p a c e m a n]

I already had an everyday saver with Santander so thought I may as well transfer money into this, whenever I try to transfer more than £200 in the app it says that the transaction can't be completed. Bored of it now, is anyone else getting anything like this?

[Doddler]

There are several savings accounts, confusingly all titled very similar. One is the Regular eSaver (the one you must have) which only allows £200 p/m to be transferred in. The other is the eSaver Limited Edition which allows up to £250k. You must apply for this one to set it up and transfer money in. Hope that helps.

[madbadger]

My original monthly saver account had a limit of £200 too but was only on 0.5%.

I’m sure there is a good reason not to just offer their customers the best available rate.

[CorradoTDI]

s p a c e m a n said:

I already had an everyday saver with Santander so thought I may as well transfer money into this, whenever I try to transfer more than £200 in the app it says that the transaction can't be completed. Bored of it now, is anyone else getting anything like this?

Are you sure it's the new one you are trying to transfer to?

Check the interest rate when you click into it and that will tell you... you can also re-label the accounts which I find useful!

[FiF]

madbadger said:

My original monthly saver account had a limit of £200 too but was only on 0.5%.

I’m sure there is a good reason not to just offer their customers the best available rate.

When you start up the regular saver account you get the interest rate valid at the time.

At the end of the year the accumulated amount plus interest is then dumped back into your regular account.

The regular saver then rolls over into a new year, but now paying a new rate, again the one that is valid on the new start date.

if the rate changes during the year, up or down, the rate for you doesn't change until year end, as described above.

At least that's how it's worked for us for a number of years now with changes of rate both up and down. until recently it's only been down.

[FriedMarsBar]

Time running out for the Santander 2.75% account!

[OMITN]

Still waiting. By the time it goes through - if it does! - there will be better accounts on the market.

[Mr-B]

I applied for mine one evening last week and it was completed the following day. I transferred money from a Santander ISA to the account, or thought I did (I know I did as I had to go through about 6 pages of anti fraud guff with each page trying its hardest to make me cancel the transfer lol) but it still hadn't moved today, had to resort to phoning the bank to sort it out.

[emicen]

My FIL messaged me about these last week but I put it on the back burner. Didn’t realise they would “sell out” and now I would only be able to get an issue 2 account with a lower 2% rate.

[steveo3002]

emicen said:

My FIL messaged me about these last week but I put it on the back burner. Didn’t realise they would “sell out” and now I would only be able to get an issue 2 account with a lower 2% rate.

give it a couple of weeks someone else will offer the same or better