Credit Card Security Breach
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Discussion

Eric Mc

Original Poster:

125,748 posts

295 months

Thursday 28th October 2010
quotequote all
It looks like there is a big Credit Card/Debit Card fraud in progress at the moment. Over on some of the Scale Modelling websites news has been filtering through over the morning that one of the largest UK model suppliers might have had its site hacked and credit card details stolen. I actually received an e-mail from that retailer today alerting me to this problem and advising me to check my credit card to ensure that no unusual purchases have been made.

It also seems that this is a bigger problem than originally thought as other hobby related websites are reporting similar incidents.

It now looks like the hacking of a credit card clearing house is the source of the fraud rather than the retailers.

I would advise all PHers to check their credit cards regularly for the next few days at least to make sure no unauthorised person have not tried to use them - especially if the cards were used to purchase anything on-line over the past month or so.

Edited by Eric Mc on Thursday 28th October 13:21

Roo

11,504 posts

237 months

Thursday 28th October 2010
quotequote all
Had one of mine hacked recently.

The card issuer rang to stay they stopped what they suspected was unusal spending and wanted confirmation. It was for 65p ($1) from an American website. Apparently if it had gone through they put through much higher value stuff.

Digga

48,362 posts

313 months

Thursday 28th October 2010
quotequote all
Roo said:
Had one of mine hacked recently.

The card issuer rang to stay they stopped what they suspected was unusal spending and wanted confirmation. It was for 65p ($1) from an American website. Apparently if it had gone through they put through much higher value stuff.
One of my cards contacted me to check similar. This is where it's helpful only having cards where the call centres are staffed by first-language English speakers.

IIRC, the small charges are pre-authorisation fees for use on interweb payment systems. As you say, if that goes through un-noticed, they then hit the card properly. (Why they don't hit it first time, I don't know.)

ShadownINja

80,108 posts

312 months

Thursday 28th October 2010
quotequote all
Roo said:
Had one of mine hacked recently.

The card issuer rang to stay they stopped what they suspected was unusal spending and wanted confirmation. It was for 65p ($1) from an American website. Apparently if it had gone through they put through much higher value stuff.
Correct!

Laurel Green

31,165 posts

262 months

Thursday 28th October 2010
quotequote all
Thanks for the warning, Eric.

Efbe

9,251 posts

196 months

Thursday 28th October 2010
quotequote all
when they say hacked,they don't actually mean hacked.

what they mean to say is some employee sold the details.

Dunk76

4,350 posts

244 months

Thursday 28th October 2010
quotequote all
Digga said:
Roo said:
Had one of mine hacked recently.

The card issuer rang to stay they stopped what they suspected was unusal spending and wanted confirmation. It was for 65p ($1) from an American website. Apparently if it had gone through they put through much higher value stuff.
One of my cards contacted me to check similar. This is where it's helpful only having cards where the call centres are staffed by first-language English speakers.

IIRC, the small charges are pre-authorisation fees for use on interweb payment systems. As you say, if that goes through un-noticed, they then hit the card properly. (Why they don't hit it first time, I don't know.)
The small transactions are to try to flummox the spending pattern software which picks up unusual transactions.