Geoff buys cars
Discussion
The title is a bit misleading but essentially this bloke has a Youtube channel and has a document from a German insurance company stating how analog car will be uninsurable and digital cars will know all about you and your habits.
From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
Surely it will be introduced just like the 20 mph limit in Wales. 
You know have a public consultation, knowing full well the public will ignore it and not voice their opinion, set out the dates to introduce it and still the public will take no notice. Implement it on a Saturday morning and everyone will kick up a fuss, only it's too late by then.
You know have a public consultation, knowing full well the public will ignore it and not voice their opinion, set out the dates to introduce it and still the public will take no notice. Implement it on a Saturday morning and everyone will kick up a fuss, only it's too late by then.
Lotobear said:
Sounds like internet b
ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.
At what cost? Because if it's in any way significant then the 'old' style insurance will simply fade away as the masses vote with their wallers and Big Brother will be watching us just a little bit more... ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.smifffymoto said:
The title is a bit misleading but essentially this bloke has a Youtube channel and has a document from a German insurance company stating how analog car will be uninsurable and digital cars will know all about you and your habits.
From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
Surely that's an excellent idea from a "PH Driving god" point of view?From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
smifffymoto said:
The title is a bit misleading but essentially this bloke has a Youtube channel and has a document from a German insurance company stating how analog car will be uninsurable and digital cars will know all about you and your habits.
From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
Of all European countries Germany has (with good reason) an issue with the state and companies holding data on them as individuals and the controls are very serious.From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
I can see a logic for an insurer receiving non-identifiable data from vehicles via the manufacturer to better understand risk (and at a suitable level of abstraction that means the owner cannot be identifed)
The concept of individual monitored insurance is not a new one though and we have had black boxes for what, 20+ years?
smifffymoto said:
The title is a bit misleading but essentially this bloke has a Youtube channel and has a document from a German insurance company stating how analog car will be uninsurable and digital cars will know all about you and your habits.
From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
The whole channel is conspiracy theories dressed up as motoring content.From that your insurance company will be able to asses the risk and price accordingly.
It all sounds very big brother and potentially a huge scandal and invasion of privacy.
I have nothing to do with him or his channel but watch the video and see for yourself.
I’m not one to get worked up easily and aren’t into conspiracy theories but.
This has the makings of something very sinister.
He is mostly obsessed with ULEZ or electric car fires but in one of his videos he makes the classic 'I will not comply' statement that he and other Freeman of the Land wibble peddlers thinks exempts then from any laws.
I would take his scary claims about insurance with a tipper lorry sized pinch of salt.
Ari said:
Lotobear said:
Sounds like internet bks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.
At what cost? Because if it's in any way significant then the 'old' style insurance will simply fade away as the masses vote with their wallers and Big Brother will be watching us just a little bit more... ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing....but perhaps I misunderstanding what is actually being 'proposed'?
Lotobear said:
Sounds like internet bks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.
But the problem is insurance are cartels.ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.Recall car insurance going up a lot one year several years ago, why, I was unemployed at the time, rang round to get a better quote but all of them put up their prices if your unemployed. The same was true of travel insurance, had a health condition, one year my insurance rate shot up, so I thought I go to another one, but again found all the insurers have up their prices if you declared the health issue I had. This year my Japanese import car insurance went up from £160 to £370, again no cheaper quotes despite it being virtually the same as a UK spec which would be closer to £200 to insure.
Oliver Hardy said:
Lotobear said:
Sounds like internet bks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.
But the problem is insurance are cartels.ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.Recall car insurance going up a lot one year several years ago, why, I was unemployed at the time, rang round to get a better quote but all of them put up their prices if your unemployed. The same was true of travel insurance, had a health condition, one year my insurance rate shot up, so I thought I go to another one, but again found all the insurers have up their prices if you declared the health issue I had. This year my Japanese import car insurance went up from £160 to £370, again no cheaper quotes despite it being virtually the same as a UK spec which would be closer to £200 to insure.
The bit which had me most concerned was being able to view your digital ID and making insurance quotes on how healthy or unhealthy your lifestyle was.
I know medical history already plays a part in the UK,this isn't allowed in much of Europe.
like I said it all seems a bit big brother,data lead.
However these things come to pass via the back door
I know medical history already plays a part in the UK,this isn't allowed in much of Europe.
like I said it all seems a bit big brother,data lead.
However these things come to pass via the back door
I watch his channel for light entertainment. He does react to everything generally. With regard to the video on insurance something will likely change in the future with insurance becoming data driven. A black box could end up in my old car for example or other factors might be taken into account when i take insurance. I don't agree with Geoff's view on this one but at least someone is talking about this stuff.
Oliver Hardy said:
But the problem is insurance are cartels.
Recall car insurance going up a lot one year several years ago, why, I was unemployed at the time, rang round to get a better quote but all of them put up their prices if your unemployed. The same was true of travel insurance, had a health condition, one year my insurance rate shot up, so I thought I go to another one, but again found all the insurers have up their prices if you declared the health issue I had. This year my Japanese import car insurance went up from £160 to £370, again no cheaper quotes despite it being virtually the same as a UK spec which would be closer to £200 to insure.
They aren't cartels. If you have evidence to the contrary then inform the Competition and Markets Authority. The UK car insurance is a very competitive market. Recall car insurance going up a lot one year several years ago, why, I was unemployed at the time, rang round to get a better quote but all of them put up their prices if your unemployed. The same was true of travel insurance, had a health condition, one year my insurance rate shot up, so I thought I go to another one, but again found all the insurers have up their prices if you declared the health issue I had. This year my Japanese import car insurance went up from £160 to £370, again no cheaper quotes despite it being virtually the same as a UK spec which would be closer to £200 to insure.
ralphrj said:
The whole channel is conspiracy theories dressed up as motoring content.
He is mostly obsessed with ULEZ or electric car fires but in one of his videos he makes the classic 'I will not comply' statement that he and other Freeman of the Land wibble peddlers thinks exempts then from any laws.
I would take his scary claims about insurance with a tipper lorry sized pinch of salt.
You missed a trick by not mentioning Chemtrails, which as you'll no doubt know he's very much a believer in.He is mostly obsessed with ULEZ or electric car fires but in one of his videos he makes the classic 'I will not comply' statement that he and other Freeman of the Land wibble peddlers thinks exempts then from any laws.
I would take his scary claims about insurance with a tipper lorry sized pinch of salt.
J4CKO said:
Just had to do some training regarding GDPR, how does this kind of stuff fit in with that legislation ?
I don’t think it does. Legitimate interest - you buy our insurance, we monitor how you use it. GDPR would kick in if the insurer started flogging details of your movements and so on to a third party, without asking your explicit permission beforehand.At least I think that’s how it would work in this case.
DanL said:
Oliver Hardy said:
Lotobear said:
Sounds like internet bks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.
But the problem is insurance are cartels.ks but even if it did happen, another insurer(s) would see an opportunity to provide the cover that the 'digital' insurers had moved away from. The market always has a knack of providing.Recall car insurance going up a lot one year several years ago, why, I was unemployed at the time, rang round to get a better quote but all of them put up their prices if your unemployed. The same was true of travel insurance, had a health condition, one year my insurance rate shot up, so I thought I go to another one, but again found all the insurers have up their prices if you declared the health issue I had. This year my Japanese import car insurance went up from £160 to £370, again no cheaper quotes despite it being virtually the same as a UK spec which would be closer to £200 to insure.
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