House insurance in the riots.

[CivicMan]

Ok, a thought I just had - my house insurance does not cover me for "acts of civil disturbance". So people who have had their homes destroyed, will insurance companies decline any claims?

[Defcon5]

It was metioned in another thread that your insurance pays out and then claims it back from the Govt

[CivicMan]

Ok, thanks for that.

[Victor McDade]

Defcon5 said:

It was metioned in another thread that your insurance pays out and then claims it back from the Govt

Who then 'claim' it back from the home-owner via higher income and council taxes