PPF/Vehicle Wraps and Insurance

[cpszx]

I know a fair few of you have one or other of these, and was considering something myself.

This PH thread caught my eye today:
https://www.pistonheads.com/gassing/topic.asp?h=0&...

Has anyone had their insurance affected by declaring a wrap?
If you fundamentally change vehicle colour at the same time, have you change V5 to match, even when its temporary?

[Steve Dean]

Yes, you need to advise your insurance company and most importantly the DVLA. It is unlikely to increase your insurance premium but they may charge a small admin fee. Not informing the DVLA to get the V5C amended could land you in a lot of grief. You only have to be in an accident or get pulled in roadside check and this triggers that vehicle is a different colour to that which is shown on the V5C and then you may face a large fine.

[cpszx]

Steve Dean said:

Yes, you need to advise your insurance company and most importantly the DVLA. It is unlikely to increase your insurance premium but they may charge a small admin fee. Not informing the DVLA to get the V5C amended could land you in a lot of grief. You only have to be in an accident or get pulled in roadside check and this triggers that vehicle is a different colour to that which is shown on the V5C and then you may face a large fine.

Steve, i would certainly be doing those, having done so previously for resprays rather than wraps.

But the thread link i posted was more of the concern, where the poster's insurance was voided due the existence of PPF and being considered a wrap, for which that company would not cover the vehicle at all.
If anyone was thinking of it, it must be worth a call to insurance company before having it done, in case you end up in the same boat?