Income protection

Author
Discussion

pistol pete

Original Poster:

804 posts

270 months

Tuesday 17th November 2009
quotequote all
Has anyone had issues, or can recommend a broker for insurance against life/critical illness & income protection (to cover mortgage payments) for someone with a race licence?

We have had one useful quote & I would like something to compare it too, the other quotes have been about 1/2 the price, but had have an exclusion for motorsport.

Car is a 1.4 metro in circuit racing btw.

Pete


Count Johnny

715 posts

204 months

Tuesday 17th November 2009
quotequote all
I did mine through our company's bank (Natwest) - who merely 'phoned me and asked a few questions about my experience, the number of races per season, and the number of accidents I've had.

I don't know whether the quote was competitive, or not. I was a very heavy smoker, at the time, so most comparisons would not be comparing apples with apples.

thunderbelmont

2,982 posts

231 months

Wednesday 18th November 2009
quotequote all
De Ja Vu! I'll swear I saw this self same topic on another forum.....


pistol pete

Original Poster:

804 posts

270 months

Wednesday 18th November 2009
quotequote all
thunderbelmont said:
De Ja Vu! I'll swear I saw this self same topic on another forum.....
smile Seems to happen alot. We don't all frequent both though. so I decided it was worthwhile asking around.

Pete

RobM77

35,349 posts

241 months

Wednesday 18th November 2009
quotequote all
I went through the motor racing in full when I got a quote for critical illness cover earlier this year. It was either HSBC (who supply my mortgage) or A-Plan. I'm afraid I can't remember which! It wasn't a problem though, they just asked me a few questions, such as what type of car it was and how often I was out.

By the way, wavey I raced in the Metro Cup for five years smile

Edited by RobM77 on Wednesday 18th November 09:30