Fully comp ins on 10yr+ car

[Onetrackmind]

Is definitely now available. I just got cover for 100k aed 10k Kms a year. Wasn’t even that expensive!

Union insurance. I dealt with Chloe - [e-mail]

[IanUAE]

Got fully comp on the wifes Outlander (12 years old) this year with AXA. They gave the car a visual inspection and then said ok, we will offer fully comp.

[V8_Fastback]

Sorry forgot to post on this topic.

Was working with Chloe to get fully comp on my 1967 Fastback too.
It was finalised a few weeks ago and i'm now fully covered.

So at last, there is a solution for those of us here with a classic we want to insure fully comp!

Highly recommended dropping Chloe a line if you need cover.

[shirt]

Great news! Is that on an agreed value/limited miles as well?

[V8_Fastback]

Sorry late reply!

Yes it is limited (to 10,000km) but that was on my request as it's a weekend/winter driver, so I'll never cover that.

You can prob get unlimited mileage cover too?

[shirt]

Limited is fine, my being in country to drive rarely coincides with any of my cars being fit to be driven.

Key concern was agreed value? Most insurance companies employ a linear age based depreciation factor which tends to zero.

[V8_Fastback]

I stated the current value and sent required photos - value was agreed.

I guess you never know till you have to make a claim, but these guys understand they are covering classic cars - and don't class them as depreciating vehicles unlike other companies out here.

So far, so good, for me anyway!

[Onetrackmind]

I covered my car for aed 100k but I could have covered it for more. You have to provide a valuation or proof that the amount you’ve covere it for is realistic - I just used some car adverts for similar mileage and age cars. I also agreed 10k kms cover but could have asked for more.

[V8_Fastback]

Oh yea, forgot about that, also had a valuation done on mine, simple enough to get done though