How do you insure your 10yr+ car?

How do you insure your 10yr+ car?

Author
Discussion

Kempus

Original Poster:

168 posts

142 months

Monday 29th August 2016
quotequote all
Well as the title suggests my 911 turbo will be 10 in March and the insurance company have told me they will insure it to 10.5yrs as per renewal date and then to the under writers up to a max of 11yrs old for fully comprehensive insurance.

Now I bought the car hoping to keep it, take it back to Europe in 5yrs and maybe have a modern classic but the if I can't insure it fully comprehensively I may need to rethink that.
3rd party is fine if you can afford the parts and repair off the shelf but parts aren't easy to come by here and nor are they cheap and labour, you get what you pay for.

So thoughts, anyone been here and took a certain direction? My current insurer is AIG if that helps.

Thanks,

Kempus

shirt

23,471 posts

208 months

Monday 29th August 2016
quotequote all
i believe AIG can do FC if you have more than 300k of assets insured under them [house and car].

this is done by having the car insured as third party [legal requirement plus cover to whomever you hit] and the rest as an asset based on the cars value.

jase knows a company who can do this for classics and has his car insured as such.


mattrsd

94 posts

146 months

Monday 29th August 2016
quotequote all
I guess I'm not a good example...

My old 635 CSI and Porsche 928 I just went 3rd Party, easy decision at their value.

NSX and Esprit V8 were a more considered decision, but again 3rd Party.

There'll all gone now, but here's the big decision - Porsche 356. 3rd party. Jensen will be the same when it finally arrives. I think the hassle of sorting fully comp outweighs the risk, changing policies, sequencing the day cars and house policies, etc etc, I mean what's the worst that can happen!

As I say not the best example, but certainly the most expedient.

e21jason

717 posts

226 months

Monday 29th August 2016
quotequote all
I have the fezza insured through a broker, the policy is in 2 parts. A local policy for 3rd party then a second policy for physical damage.

Drop me a pm and I will send you the details

shirt

23,471 posts

208 months

Monday 29th August 2016
quotequote all
mattrsd said:
I
There'll all gone now, but here's the big decision - Porsche 356. 3rd party. Jensen will be the same when it finally arrives.
details on the 356 please!

is julian [A-tech] building your jensen?

mattrsd

94 posts

146 months

Tuesday 30th August 2016
quotequote all
shirt said:
details on the 356 please!

is julian [A-tech] building your jensen?
The 356 is a 1963 T6-B Coupe. Currently completely stripped at AAA and being returned to original Bali Blue from red. Re-wiring, re-upholstering etc etc but getting there. Ben and the AAA guys have done some great bodywork. Uncharacteristically I'm keeping it standard.

The Interceptor is over in Dallas TX. It's an Interceptor III with a 440 being stroked and bored to 518, 6 barrel EFI, new tranny etc, Restomod AC, re-wired etc. Texas Auto Preservation are working on it - maybe see it here next year! This one is a potential money pit that'll never be worth half what is going into it!

shirt

23,471 posts

208 months

Tuesday 30th August 2016
quotequote all
Did you buy the 356 from Emirates auction?

If so my mastery of car classified sites is complete biggrin

Kempus

Original Poster:

168 posts

142 months

Tuesday 30th August 2016
quotequote all
Thanks for the replies guys. I have no assets over 300k in the UAE and I'd rather put the money elsewhere. Will look into the options that have been advised. If not 997 turbo for sale, 2 owners.

mattrsd

94 posts

146 months

Tuesday 30th August 2016
quotequote all
shirt said:
Did you buy the 356 from Emirates auction?

If so my mastery of car classified sites is complete biggrin
Your skills are strong! Yes, Emirates Auctions, I'd hadn't quite grasped the rules so paid over the odds to end it... spent a while sorting the transfer, got it home and stripped it smile

Apologies for the thread creep!

shirt

23,471 posts

208 months

Tuesday 30th August 2016
quotequote all
you should start a new thread for it. i'll look forward to seeing it built.

i was going to bid based on what it was up for with a day to go. yes i do think the sale price was a touch strong but if you're happy with it that's all that matters.

doubt i'd be keeping it stock mind, outlaw all the way!

Dusty964

6,974 posts

197 months

Tuesday 30th August 2016
quotequote all
mattrsd said:
Your skills are strong! Yes, Emirates Auctions, I'd hadn't quite grasped the rules so paid over the odds to end it... spent a while sorting the transfer, got it home and stripped it smile

Apologies for the thread creep!
I would be exceptionally interested to have a look too. A family member recently sold his 4 cam. I bloody love the 356.

mattrsd

94 posts

146 months

Wednesday 31st August 2016
quotequote all
I'll pull together a few words and pics and post them later.

Once I get it back from the re-spray you're more than welcome to drop in for a poke around.

Dusty964

6,974 posts

197 months

Wednesday 31st August 2016
quotequote all
mattrsd said:
I'll pull together a few words and pics and post them later.

Once I get it back from the re-spray you're more than welcome to drop in for a poke around.
Would really appreciate that. Thanks.

Onetrackmind

813 posts

220 months

Wednesday 31st August 2016
quotequote all
Looking forward to this.

mattrsd

94 posts

146 months

Wednesday 31st August 2016
quotequote all
Onetrackmind said:
Looking forward to this.
Well here you go...

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

K50 DEL

9,352 posts

235 months

Monday 12th September 2016
quotequote all
shirt]i believe AIG can do FC if you have more than 300k of assets insured under them [house and car said:
.

this is done by having the car insured as third party [legal requirement plus cover to whomever you hit] and the rest as an asset based on the cars value.

jase knows a company who can do this for classics and has his car insured as such.
I had my 360 and Cayenne insured FC with AIG and I definitely didn't have more than 300k of (other) assets insured with them, only the 2 cars.

shirt

23,471 posts

208 months

Monday 12th September 2016
quotequote all
which were collectively worth more than 300k

K50 DEL

9,352 posts

235 months

Monday 12th September 2016
quotequote all
shirt said:
which were collectively worth more than 300k
Having just checked the paperwork you are correct, total sum for the 2 was 320k !

El Capitano

1,155 posts

200 months

Wednesday 14th September 2016
quotequote all
Any other thoughts on this?
Looking to get fully comp on a 2007 vehicle - value 150k AED. and obviously struggling. Waiting on AIG, but no chance of cover when I it reaches 10 years.

I find this pretty crazy, how do people insure older high end vehicles here?!

shirt

23,471 posts

208 months

Wednesday 14th September 2016
quotequote all
I don't know. It hasn't been explained here at all.