Insurance

Author
Discussion

whoami

Original Poster:

13,157 posts

247 months

Sunday 6th April 2008
quotequote all
Having purchased a few additional watches recently my insurance company is getting funny about storing everything in a safe.

I do have a safe but, to be honest, I'd rather store the watches in a nice winder than locked away out of sight.

Anyone had a similar problem or any suggestions as to which insurers might not insist on this?

Cheers

catmatt

24 posts

234 months

Sunday 6th April 2008
quotequote all
Who are you insured with? My insurance company insisted that we had an alarm but not a safe. We are with Hiscox.

Which watches have you recently acquired?

whoami

Original Poster:

13,157 posts

247 months

Sunday 6th April 2008
quotequote all
I'm with Hiscox too. They weren't happy with just an alarm. They will only insure the watches if they are in the safe, being worn, or carried by me.

In all other circumstances they are not covered.

Watches are Breguet Type XXI Transatlantic, Vacheron Constantin Malte Tonneau Chronograph and a Jaeger-LeCoultre Reverso Duetto for Mrs Whoami.

whoami

Original Poster:

13,157 posts

247 months

Monday 7th April 2008
quotequote all
Anyone??
ears



whoami

Original Poster:

13,157 posts

247 months

Tuesday 8th April 2008
quotequote all
Surely someone else has some input?
smile

Murph7355

38,935 posts

263 months

Tuesday 8th April 2008
quotequote all
I'm with More Than and no requirement for a safe.

tbh, whilst I have a nice winder I don't have it on display. Asking to have stuff nicked easily if I do get burgled.

993rsr

3,492 posts

256 months

Tuesday 8th April 2008
quotequote all
whoami said:
Having purchased a few additional watches recently my insurance company is getting funny about storing everything in a safe.

I do have a safe but, to be honest, I'd rather store the watches in a nice winder than locked away out of sight.

Anyone had a similar problem or any suggestions as to which insurers might not insist on this?

Cheers
Zurich Private Clients. I use this broker:

http://www.pw-f.co.uk



whoami

Original Poster:

13,157 posts

247 months

Tuesday 8th April 2008
quotequote all
Cheers chaps.

Giving them a try now.

smile

x200sxy

515 posts

207 months

Wednesday 9th April 2008
quotequote all
I'm with Budget.

My Breitling is insured for £2000 at no extra charge. My Chanel J12 is insured for £3000 at an extra premium of £45/year!!

No mention of safes even though I have one.

whoami

Original Poster:

13,157 posts

247 months

Thursday 10th April 2008
quotequote all
Thanks for all the suggestions. The broker ended up getting a great deal with Sterling Insurance. All risk, worldwide cover and all my watches covered with no requirement to use the safe.

Recommended. smile