Watch Insurance

[CapriD]

HI,

Does anyone reccomend a good insurance company for watches? I can't put it on home insurance and I travel a lot with my watches because of my job. I am wanting to add another watch to my small collection but that will bring the value up to around 6k! hence me thinking about insurance.

Cheers guys!

[tomtom]

Mine's covered under my home insurance with Zurich. I think it cost an extra £20 or so for cover of £2500.

[jac-in-a-box]

Royal and Sun Alliance; happy to cover individual watches up to £2.5k each on personal belongings (all risks and without valuation) Insure watches over that value on individual quotation and with valuation.

IIRC they've charged me an additional £40/yr for £6.3k IWC...far better than I was quoted with specialist insurers.

All sorted via broker and not direct with insurer, they seem to be able to achieve better premiums.

[tricky 100]

Mine and my wifes add up to £3k ish retail , should i notify the insurance company ? Dont think i still have the receipts would photographing them help ?

[whitechief]

tomtom said:

Mine's covered under my home insurance with Zurich. I think it cost an extra £20 or so for cover of £2500.

Mine too, and they just paid me out nearly £3,000 for a lost watch without any fuss.
Just make sure that it is a specifically named item with an agreed value.

Edited by whitechief on Tuesday 18th March 21:36