Insurance!!??

Author
Discussion

37chevy

Original Poster:

3,280 posts

161 months

Tuesday 28th February 2012
quotequote all
hey guys n gals, im hoping to buy an american car next year (probably a late 80's to mid 90's camaro of the v8 variety....) i was just wondering what sort of insurance quotes to expect?

im currently 27, will be 28 by then, i have a company car so i will only use the camaro as a weekend toy 3000 miles max, garaged etc.

only problem is i have 0 no claims as some pillock dented my door last year which wiped al of mine out, and since its company insurance i cant recoup any no claims in the coming years!

anyway if anyone could recommend companies, any ways of getting the quotes down (car clubs, excess, 3rd party or fully comp??) and roughly what i would expect to pay id appreciate it!!

cheers in advance!

PaulB81

883 posts

165 months

Tuesday 28th February 2012
quotequote all
Funny you say that. I just bought a 1991 Camaro Z28. Its the 5.7 L V8.

Im 30, live in a good post code, the policy has no noclaims on it as its my 4th car.

£280 for the year with a 3000 mile policy from Henderson Taylor. I was shocked at how cheap it was!!

To put that in context, im paying £680ish for my Elise.

Edited by PaulB81 on Tuesday 28th February 14:15

37chevy

Original Poster:

3,280 posts

161 months

Tuesday 28th February 2012
quotequote all
well i just answered my own question, gave adrian flux a ring just out of interest, the best quote they gave me was through equity redstar.....all the above details, 3000 miles a year, fully comp with all the bells and wistles £396!!!!!...to put that in perspective, last year my corsa insurance was 650!!!!!!

PaulB81

883 posts

165 months

Tuesday 28th February 2012
quotequote all
It seems these American cars are mega cheap to insure biggrin I think I have got the Yank car bug !!

37chevy

Original Poster:

3,280 posts

161 months

Tuesday 28th February 2012
quotequote all
PaulB81 said:
It seems these American cars are mega cheap to insure biggrin I think I have got the Yank car bug !!
indeed!!!....i wasnt planning on buying one for another year yet..ive got 3 grand stashed away for a rainy day....but ummmmmm....now wondering if the parents would actually murder me if i did!!!

PaulB81

883 posts

165 months

Tuesday 28th February 2012
quotequote all
37chevy said:
indeed!!!....i wasnt planning on buying one for another year yet..ive got 3 grand stashed away for a rainy day....but ummmmmm....now wondering if the parents would actually murder me if i did!!!
If you are 27 and still need your parents approval to buy things, something is a bit wrong biggrin

37chevy

Original Poster:

3,280 posts

161 months

Tuesday 28th February 2012
quotequote all
PaulB81 said:
If you are 27 and still need your parents approval to buy things, something is a bit wrong biggrin
haha you dont know my parents!!!...ive just moved into my own house, theyre helping buying the furniature....dont think theyd approve of me buying a car when theyve had to buy the sofas and cookers....lol they dont know ive got money hidden away!

boobles

15,241 posts

220 months

Tuesday 28th February 2012
quotequote all
PaulB81 said:
It seems these American cars are mega cheap to insure biggrin I think I have got the Yank car bug !!
My Crossfire isn't cheap to insure! frown

37chevy

Original Poster:

3,280 posts

161 months

Tuesday 28th February 2012
quotequote all
boobles said:
My Crossfire isn't cheap to insure! frown
you pay to drive a crossfire???!!!! dear god ;-P

boobles

15,241 posts

220 months

Tuesday 28th February 2012
quotequote all
37chevy said:
boobles said:
My Crossfire isn't cheap to insure! frown
you pay to drive a crossfire???!!!! dear god ;-P
hehe

sayerbloke

305 posts

221 months

Tuesday 28th February 2012
quotequote all
I used SureTerm when I had the Camaro... That was a limited mileage policy at reasonable rates. Couldn't hurt to give them a look smile. Happy hunting!

IROC-Z

538 posts

196 months

Tuesday 28th February 2012
quotequote all
PaulB81 said:
£280 for the year with a 3000 mile policy from Henderson Taylor. I was shocked at how cheap it was!!

Edited by PaulB81 on Tuesday 28th February 14:15
Henderson Taylor are cheap and the service excellent, but they no longer insure drivers under 30. I insured my first Camaro with them at 23 for £215 but had to find insurance elsewhere when they put their age limit up. I'm now paying nearly triple that at 27 with 5 year of experience and no claims, work that one out.

OP: Try A-Plan or Frank Pickles.

-Pete-

2,905 posts

181 months

Tuesday 28th February 2012
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Can anyone explain to me why the insurance is low for these cars?

sayerbloke

305 posts

221 months

Tuesday 28th February 2012
quotequote all
-Pete- said:
Can anyone explain to me why the insurance is low for these cars?
I dare say a big part is because they're often driven by people who look after them and don't engage in too much boy-racer like behaviour [or understand there's a time and place perhaps? wink]. If the insurance companies have found over time that they haven't had to pay out often for thefts or repairs, etc, then they can afford to be reasonable with their premiums. The fact most people often have them on limited-mileage policies also reduces the risks.

boobles

15,241 posts

220 months

Tuesday 28th February 2012
quotequote all
swerni said:
It's not really an American car.

The steering wheel's on the wrong side wink
Good point... + It's built in Germany & designed by an English guy so infact, it's anything but an American car! biggrin

LuS1fer

41,507 posts

250 months

Wednesday 29th February 2012
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From age 34 through to age 53, I've always paid around the £400-£500 mark for my Yanks. Try Classic Line where NCB is irrelevant.

Z28DUNC

155 posts

155 months

Wednesday 29th February 2012
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£415 for my 97 V8 Camaro this year with Adrian Flux. Thats on a 2000 mile policy though. I'm 27 and my wife who's 26 is also on the policy. Only SDP ex commuting.

If your over 30 you can get really cheap insurance. Couple of guys on the UK Camaro forum posted that they were getting £200 - £250 with companies like A-Plan.

mackie1

8,165 posts

238 months

Wednesday 14th March 2012
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I just got a quote from SKY for £842 for 7000 miles a year in a supercharged HSV.

37chevy

Original Poster:

3,280 posts

161 months

Wednesday 14th March 2012
quotequote all
mackie1 said:
I just got a quote from SKY for £842 for 7000 miles a year in a supercharged HSV.
does that come with a free hands free kit so they can hack into your phone??

mackie1

8,165 posts

238 months

Wednesday 14th March 2012
quotequote all
Heh, nothing to do with Murdoch as far as I know.