Moris track day insurance: how much do you pay?
Discussion
Is he a new customer, and you are a regular customer (with a zero claim history)?
Mine has definitely gone down, but that will be a bit of loyalty discount and reduced value of car.
I've picked out some of my previous policies to compare...although I believe the Ring is one of the more expensive tracks to cover, and I haven't insured for a UK track day for over 10 years.
Mine has definitely gone down, but that will be a bit of loyalty discount and reduced value of car.
I've picked out some of my previous policies to compare...although I believe the Ring is one of the more expensive tracks to cover, and I haven't insured for a UK track day for over 10 years.
Edited by mmm-five on Tuesday 9th March 14:23
mmm-five said:
Is he a new customer, and you are a regular customer (with a zero claim history)?
Mine is now about 50% of what it was 5 years ago. I'll pick out some of the previous policies to compare.
Thank you, much appreciated - we started together last year so that's both our second year. Neither of us have any claims.Mine is now about 50% of what it was 5 years ago. I'll pick out some of the previous policies to compare.
why would they be the same price? they're different cars...
given the number of BMWs on trackdays, i'd wager that BMWs are crashed more than porsches - therefore, the BMW is more expensive to insure?
also, the BMW has about 100bhp more than the porsche, so again, why would they be the same price to insure?
given the number of BMWs on trackdays, i'd wager that BMWs are crashed more than porsches - therefore, the BMW is more expensive to insure?
also, the BMW has about 100bhp more than the porsche, so again, why would they be the same price to insure?
brillomaster said:
why would they be the same price? they're different cars...
given the number of BMWs on trackdays, i'd wager that BMWs are crashed more than porsches - therefore, the BMW is more expensive to insure?
also, the BMW has about 100bhp more than the porsche, so again, why would they be the same price to insure?
You might be right. Normally it's more about relative claims frequency than absolute numbers though, at least based on my own U/W experience. You might be right on the power front, even if it is based on bhp/ton which is more relevant. given the number of BMWs on trackdays, i'd wager that BMWs are crashed more than porsches - therefore, the BMW is more expensive to insure?
also, the BMW has about 100bhp more than the porsche, so again, why would they be the same price to insure?
Edited by nickfrog on Tuesday 9th March 17:08
nickfrog said:
You might be right. Normally it's more about relative frequency than absolute numbers though, at least based on my own U/W experience. You might be right on the power front, even if it is based on bhp/ton which is more relevant.
it would be interesting to see what Moris say... in my mind, there will be a lot of youngish, fairly well off guys who buy the latest M product, but then get into bother on a trackday and crash. whereas people dont buy porsches as often for track work, and are perhaps better driven. so i suspect its just crash statistics that mean a BMW is more expensive to insure than a porsche.also i'd say power is as relevant as bhp per tonne - two 300bhp/ton cars might accelerate at the same rate out the corners initially, but at the end of a long straight, the 600bhp 2ton bruiser will be going a lot faster (and thus have a far bigger crash) than the 150bhp 500kg lightweight.
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