Under 40 Track day insurance
Discussion
Hi, I went around brands hatch in my 06 plate Cayman last year and naively didn't get track day insurance, I saw more than enough accidents to put me off going out till I got it sorted. Only problem is now the Cayman is gone and replaced with a 17 plate 4C spider and being 29 (track day set in August is only a week away from my 30th) and so far the quotes are in the 400/500 pound region for a single session and nearly 1000 for a years insurance and that includes 5 track days, I normally only do 1 a year.
Does anyone maybe of a similar age or issue have company they can recommend?
Cheers
Does anyone maybe of a similar age or issue have company they can recommend?
Cheers
SAS Tom said:
I don’t believe age is an issue but I may be wrong on that.
I’m 27 and I’m not insuring cars of that sort of value it’s been between £80 and £110 insuring my Fabia for £10k. I’ve used Reis and Moris.
I was told that if I was 40 it would be a different story, think the cost of the motor main be the main issue but thanks for the names i will give them a call. I’m 27 and I’m not insuring cars of that sort of value it’s been between £80 and £110 insuring my Fabia for £10k. I’ve used Reis and Moris.
Greg66 said:
Bit of a diversion: are track day incidents generally collisions between two cars or a single car going off the track and hitting something all by itself? Or a mixture without a clear weighting either way?
Pretty much every incident I've seen has been a single car going off track. To be honest it is often the case that most people seem to know which car it will be long before the driver of said car knows, and give them a wide berth until it happens 
Camoradi said:
Pretty much every incident I've seen has been a single car going off track. To be honest it is often the case that most people seem to know which car it will be long before the driver of said car knows, and give them a wide berth until it happens 
That (the second bit) made me laugh a lot!
Jo3h said:
Hi, I went around brands hatch in my 06 plate Cayman last year and naively didn't get track day insurance, I saw more than enough accidents to put me off going out till I got it sorted. Only problem is now the Cayman is gone and replaced with a 17 plate 4C spider and being 29 (track day set in August is only a week away from my 30th) and so far the quotes are in the 400/500 pound region for a single session and nearly 1000 for a years insurance and that includes 5 track days, I normally only do 1 a year.
Does anyone maybe of a similar age or issue have company they can recommend?
Cheers
It seems the only logical solution is to take the yearly policy and do 4 extra track days Does anyone maybe of a similar age or issue have company they can recommend?
Cheers

Fonzey said:
It seems the only logical solution is to take the yearly policy and do 4 extra track days 
I would love to do it more, but I sorta tag along with a group I got introduced to at a car show and don't fancy going on my own. 
So the best quote I have had is with Morris for £250. I do think that is as good as its going to get.
Greg66 said:
Bit of a diversion: are track day incidents generally collisions between two cars or a single car going off the track and hitting something all by itself? Or a mixture without a clear weighting either way?
I can honestly say I've never seen two cars have a collision on track in all the days I've done, every accident I've seen has been a single car coming off track and hitting a wall, I include my own in that, I had a spin off on a wet track at Oulton and hit a tyre wall, such is life, I drive a cheap track car for a reason. As a side note I have previously had track insurance through Greenlight Insurance which was about £120 for 5 sessions but that was on top of my annual policy with them, they don't offer track insurance alone
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