Trackday Insurance
Discussion
www.morispayment.co.uk/trackday.asp
Worth trying these guys?
Has anyone else used 'em? They advertise in Circuit Driver.
Worth trying these guys?
Has anyone else used 'em? They advertise in Circuit Driver.
The alternative is rental.
No need to run and have the depreciation of a track car yourself - just rent the car when you want to. Jonny at Bookatrack offers an excellent service with Caterhams. If you look at £250 for the Track Day, then £200 insurance and £100 contribution to wear and tear then it makes a rental/track day package from Jonny look like a good deal.
I track my car because I want to - not because it makes financial sense!
Incorrigible's solution is, of course, the cheapest, and best, given you are going to do enough days to make it worthwhile...
And this year, of course, Ben certainly will be! Good luck in the Academy, Ben.
No need to run and have the depreciation of a track car yourself - just rent the car when you want to. Jonny at Bookatrack offers an excellent service with Caterhams. If you look at £250 for the Track Day, then £200 insurance and £100 contribution to wear and tear then it makes a rental/track day package from Jonny look like a good deal.
I track my car because I want to - not because it makes financial sense!
Incorrigible's solution is, of course, the cheapest, and best, given you are going to do enough days to make it worthwhile...
And this year, of course, Ben certainly will be! Good luck in the Academy, Ben.
Insurance is one of the reasons some of our members have joined track-club. When we've asked 'what made you want to join' a common theme was either lack of space to store a dedicated track car or the insurance costs of insuring a car that you rely on for everyday use.
I know people that pay up to £300 a day to insure stuff like M3's, Exiges etc which just doesn't work out good value for money. There is invariably an excess of several thousand pounds and I know of someone who made a claim and then was refused any future cover.
I don't want to turn this into a plug but our car hire can cost less than £170 a day and includes insurance (£1000 excess), it works out less if you do it with a friend and less if you go for more days. This excludes the track fee.
Likewise Jonny at BookaTrack will do you a deal on the track day AND the car hire for less than £500 in the off peak season.
When you add up the real costs and risk of doing track days in your own car they don't add up but like Don says most people track their own because they want to. I used to combine both, I'd do a few days in my M3, a few days in the Elise and a few days in BookaTrack's Caterhams but I never used to insure, if I'd had to or wanted to then it would be hire cars every time.
Stephen
info@track-club.com
www.track-club.com
I know people that pay up to £300 a day to insure stuff like M3's, Exiges etc which just doesn't work out good value for money. There is invariably an excess of several thousand pounds and I know of someone who made a claim and then was refused any future cover.
I don't want to turn this into a plug but our car hire can cost less than £170 a day and includes insurance (£1000 excess), it works out less if you do it with a friend and less if you go for more days. This excludes the track fee.
Likewise Jonny at BookaTrack will do you a deal on the track day AND the car hire for less than £500 in the off peak season.
When you add up the real costs and risk of doing track days in your own car they don't add up but like Don says most people track their own because they want to. I used to combine both, I'd do a few days in my M3, a few days in the Elise and a few days in BookaTrack's Caterhams but I never used to insure, if I'd had to or wanted to then it would be hire cars every time.
Stephen
info@track-club.com
www.track-club.com
I understand the advantages for hiring a car for the day, and appreciate your comments; however for the last few years I have enjoyed using my two door saloon on track learning a great deal in the process. I think you would agree this also contributes to being a better driver on public roads.
For very specific reasons the only tracks I am able to use are Goodwood and Castle Coombe. I'm well aware that tracking your own car does not make financial sense. The insurance company I was insured with withdrew the benefit and increased the premium considerably despite having no claims and being an old fart. I have found insurance at practically half the cost but does not include trackdays. All I want is an all encompassing policy which obviously would be more expensive but not £200/trackday. You have to be law abiding on the public roads, and now the privilege of using your car on track is being eroded. Sorry but still pissed off.
For very specific reasons the only tracks I am able to use are Goodwood and Castle Coombe. I'm well aware that tracking your own car does not make financial sense. The insurance company I was insured with withdrew the benefit and increased the premium considerably despite having no claims and being an old fart. I have found insurance at practically half the cost but does not include trackdays. All I want is an all encompassing policy which obviously would be more expensive but not £200/trackday. You have to be law abiding on the public roads, and now the privilege of using your car on track is being eroded. Sorry but still pissed off.
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